For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Kalupur Commercial Cooperative Bank for its Khambhat branch in Anand, Khambhat, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Kalupur Commercial Cooperative Bank located in Anand or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code KCCB0KMB027. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Kalupur Commercial Cooperative Bank, Khambhat, Anand

The table below shows the main details of the IFSC Code KCCB0KMB027 for the Kalupur Commercial Cooperative Bank branch in Anand, which falls under the Khambhat district in Gujarat.

Particulars Details
Bank Kalupur Commercial Cooperative Bank
IFSC Code KCCB0KMB027
Branch Khambhat
City Anand
District Khambhat
State Gujarat
Address Nijananda,Nr. Dr.Complex, Station Road, Khambhat , Taluka Khambhat, Dist Anand-388620

These details are important not only for users using online banking but also for businesses and individuals who use Kalupur Commercial Cooperative Bank in Anand for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KCCB0KMB027 for the Khambhat branch of Kalupur Commercial Cooperative Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kalupur Commercial Cooperative Bank located in Khambhat, Anand, Gujarat, are given a unique IFSC like KCCB0KMB027 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Anand.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Anand and Khambhat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Kalupur Commercial Cooperative Bank in Khambhat goes to the correct branch. This is important because Kalupur Commercial Cooperative Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code KCCB0KMB027

This is the format of the IFSC Code for banks, including Kalupur Commercial Cooperative Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Kalupur Commercial Cooperative Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Khambhat in Anand.

For example, the IFSC Code KCCB0KMB027 of Kalupur Commercial Cooperative Bank for the Khambhat branch includes these elements, identifying the bank and the branch location in Anand and Gujarat accurately.

How to Find IFSC Code for Kalupur Commercial Cooperative Bank?

If you are trying to find the IFSC Code KCCB0KMB027 of Kalupur Commercial Cooperative Bank for its Khambhat branch located in Anand, the following methods can help:

Cheque Book

The cheque book issued by Kalupur Commercial Cooperative Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Kalupur Commercial Cooperative Bank branches in Anand and Khambhat, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Kalupur Commercial Cooperative Bank and navigate to the branch locator section. Search for Khambhat or Anand to get the exact IFSC Code KCCB0KMB027.

Mobile Banking App

If you use Kalupur Commercial Cooperative Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kalupur Commercial Cooperative Bank and Anand, you'll get the correct details.

How to Use IFSC Code KCCB0KMB027 for Online Transfers?

Once you have the IFSC Code KCCB0KMB027 for the Khambhat branch of Kalupur Commercial Cooperative Bank in Anand, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KCCB0KMB027. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Kalupur Commercial Cooperative Bank IFSC Code KCCB0KMB027.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kalupur Commercial Cooperative Bank Khambhat in Anand may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Kalupur Commercial Cooperative Bank in Khambhat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kalupur Commercial Cooperative Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Anand to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kalupur Commercial Cooperative Bank in Khambhat, Anand?

The IFSC Code is KCCB0KMB027.

Is the IFSC Code KCCB0KMB027 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Kalupur Commercial Cooperative Bank Khambhat?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Khambhat branch?

The address of the branch is Nijananda,Nr. Dr.Complex, Station Road, Khambhat , Taluka Khambhat, Dist Anand-388620 located in Anand, Khambhat, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.