Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Solapur branch in Solapur, Salapur, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Solapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KAIJ0000021. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Solapur, Solapur

Here are the main details that are associated with the IFSC Code KAIJ0000021 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its branch located in Solapur, within the district of Salapur in the state of Maharashtra.

Particulars Details
Bank Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited
IFSC Code KAIJ0000021
Branch Solapur
City Solapur
District Salapur
State Maharashtra
Address Chati Galli, Chadchankar Market, 409 West Magalwar Peth, Solapur 413002

These details are essential not only for online banking users but also for businesses and individuals who use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Solapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KAIJ0000021 for the Solapur branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Solapur, Solapur, Maharashtra, are allotted a unique IFSC like KAIJ0000021 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Solapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Solapur and Salapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Solapur reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code KAIJ0000021

The format of the IFSC Code for banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Solapur in Solapur.

For example, the IFSC Code KAIJ0000021 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for the Solapur branch includes these elements, identifying the bank and the branch location in Solapur and Maharashtra accurately.

How to Find IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited?

If you are trying to find the IFSC Code KAIJ0000021 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Solapur branch located in Solapur, the following methods can help:

Cheque Book

The cheque book issued by Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches in Solapur and Salapur, print them on the first page of your passbook.

Bank Website

Visit the official website of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and navigate to the branch locator section. Search for Solapur or Solapur to get the exact IFSC Code KAIJ0000021.

Mobile Banking App

If you use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and Solapur, you'll get the correct details.

How to Use IFSC Code KAIJ0000021 for Online Transfers?

If you have the IFSC Code KAIJ0000021 for the Solapur branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Solapur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KAIJ0000021. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited IFSC Code KAIJ0000021.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Solapur in Solapur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Solapur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Solapur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Solapur, Solapur?

The IFSC Code is KAIJ0000021.

Is the IFSC Code KAIJ0000021 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Solapur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Solapur branch?

The address of the branch is Chati Galli, Chadchankar Market, 409 West Magalwar Peth, Solapur 413002 located in Solapur, Salapur, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.