The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Nashik branch in Nashik, Nashik, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Nashik or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KAIJ0000025. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Nashik, Nashik
The table below shows the main details of the IFSC Code KAIJ0000025 for the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branch in Nashik, which falls under the Nashik district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited |
| IFSC Code | KAIJ0000025 |
| Branch | Nashik |
| City | Nashik |
| District | Nashik |
| State | Maharashtra |
| Address | New Rajiv Gandhi Bhavan, Sharanpur Road, Old Gangapur Naka, Nashik 422002 |
These details helps users in online banking and for businesses and individuals who use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Nashik for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KAIJ0000025 for the Nashik branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Nashik, Nashik, Maharashtra, is provided a unique IFSC like KAIJ0000025 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branch in Nashik.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Nashik and Nashik.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Nashik do not get misguided to another person.
Format of the IFSC Code KAIJ0000025
The format of the IFSC Code for banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nashik in Nashik.
For example, the IFSC Code KAIJ0000025 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for the Nashik branch includes these elements, identifying the bank and the branch location in Nashik and Maharashtra correctly.
How to Find IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited?
If you are trying to find the IFSC Code KAIJ0000025 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Nashik branch located in Nashik, the following methods can help:
Cheque Book
The cheque book issued by Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches in Nashik and Nashik, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and navigate to the branch locator section. Search for Nashik or Nashik to get the exact IFSC Code KAIJ0000025.
Mobile Banking App
If you use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and Nashik, you'll get the correct details.
How to Use IFSC Code KAIJ0000025 for Online Transfers?
Once you have the IFSC Code KAIJ0000025 for the Nashik branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Nashik, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KAIJ0000025. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited IFSC Code KAIJ0000025.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Nashik in Nashik may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Nashik, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Nashik manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KAIJ0000025.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is New Rajiv Gandhi Bhavan, Sharanpur Road, Old Gangapur Naka, Nashik 422002 located in Nashik, Nashik, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.