Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Mulund branch in Mumbai, Mumbai, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KAIJ0000020. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Mulund, Mumbai
Below in the table are the key details related to IFSC Code KAIJ0000020 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited |
| IFSC Code | KAIJ0000020 |
| Branch | Mulund |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Address | Swapnil, 5, Swami Vivekanand Chowk, J Nehru Road, Mulund, Mumbai 400080 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Mumbai for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KAIJ0000020 for the Mulund branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Mulund, Mumbai, Maharashtra, is provided with a unique IFSC like KAIJ0000020 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branch in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Mumbai and Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Mulund do not get mixed with another location.
Format of the IFSC Code KAIJ0000020
The format of the IFSC Code for banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mulund in Mumbai.
For example, the IFSC Code KAIJ0000020 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for the Mulund branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.
How to Find IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited?
To find the IFSC Code KAIJ0000020 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Mulund branch located in Mumbai, the following methods can help you out:
Cheque Book
The cheque book issued by Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and go to the branch locator section. Then search for Mulund or Mumbai to find the exact IFSC Code KAIJ0000020.
Mobile Banking App
If you use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and Mumbai will provide accurate information.
How to Use IFSC Code KAIJ0000020 for Online Transfers?
Once you have the IFSC Code KAIJ0000020 for the Mulund branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Mumbai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KAIJ0000020. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited IFSC Code KAIJ0000020.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Mulund in Mumbai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Mulund, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mumbai manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Mulund Mumbai branch is KAIJ0000020.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Swapnil, 5, Swami Vivekanand Chowk, J Nehru Road, Mulund, Mumbai 400080.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.