The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Borgaon branch in Borgaon, Belgavi, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Borgaon or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KAIJ0000046. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Borgaon, Borgaon

Below in the table are the key details related to IFSC Code KAIJ0000046 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its branch located in Borgaon, within the district of Belgavi in the state of Karnataka.

Particulars Details
Bank Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited
IFSC Code KAIJ0000046
Branch Borgaon
City Borgaon
District Belgavi
State Karnataka
Address T.P.C. No 353, Borgaon-Sadalga Road, A/P - Borgaon, Tal - Nipani, Dist - Belgavi, Karnataka - 591216

These details help users in online banking and for businesses and individuals who use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Borgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KAIJ0000046 for the Borgaon branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KAIJ0000046 is given to every bank branch, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Borgaon, Borgaon, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branch in Borgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Borgaon and Belgavi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Borgaon doesn't end up at another location.

Format of the IFSC Code KAIJ0000046

The format of the IFSC Code for banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Borgaon in Borgaon.

For example, the IFSC Code KAIJ0000046 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for the Borgaon branch has these elements, identifying the bank and the branch location in Borgaon and Karnataka correctly.

How to Find IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited?

If you are trying to find the IFSC Code KAIJ0000046 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Borgaon branch located in Borgaon, the following methods can help:

Cheque Book

The cheque book issued by Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches in Borgaon and Belgavi, print them on the first page of your passbook.

Bank Website

Visit the official website of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and navigate to the branch locator section. Search for Borgaon or Borgaon to get the exact IFSC Code KAIJ0000046.

Mobile Banking App

If you use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and Borgaon, you'll get the correct details.

How to Use IFSC Code KAIJ0000046 for Online Transfers?

Once you have the IFSC Code KAIJ0000046 for the Borgaon branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Borgaon, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KAIJ0000046. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited IFSC Code KAIJ0000046.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Borgaon in Borgaon, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Borgaon, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Borgaon manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Borgaon, Borgaon?

The IFSC Code is KAIJ0000046.

Is the IFSC Code KAIJ0000046 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Borgaon?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Borgaon branch?

The address of the branch is T.P.C. No 353, Borgaon-Sadalga Road, A/P - Borgaon, Tal - Nipani, Dist - Belgavi, Karnataka - 591216 located in Borgaon, Belgavi, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.