The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Shantinagar branch in Bengaluru, Bengaluru, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Bengaluru or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code KAIJ0000043. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, Shantinagar, Bengaluru

Here are the key points that are associated with the IFSC Code KAIJ0000043 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its branch located in Bengaluru, within the district of Bengaluru in the state of Karnataka.

Particulars Details
Bank Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited
IFSC Code KAIJ0000043
Branch Shantinagar
City Bengaluru
District Bengaluru
State Karnataka
Address No 135, Ground Floor, Kenagal Hanumanthaiah Road, Shantinagar, Bengaluru - 560027

These details helps users in online banking and for businesses and individuals who use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Bengaluru for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KAIJ0000043 for the Shantinagar branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited located in Shantinagar, Bengaluru, Karnataka, is provided with a unique IFSC like KAIJ0000043 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branch in Bengaluru.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Bengaluru and Bengaluru.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Karnataka and the rest of India and the IFSC Code ensures that transactions meant for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Shantinagar do not get mixed with another location.

Format of the IFSC Code KAIJ0000043

The format of the IFSC Code for banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shantinagar in Bengaluru.

For example, the IFSC Code KAIJ0000043 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for the Shantinagar branch includes these elements, identifying the bank and the branch location in Bengaluru and Karnataka correctly.

How to Find IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited?

If you are trying to find the IFSC Code KAIJ0000043 of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited for its Shantinagar branch located in Bengaluru, the following methods can help:

Cheque Book

The cheque book issued by Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited branches in Bengaluru and Bengaluru, print them on the first page of your passbook.

Bank Website

Visit the official website of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and navigate to the branch locator section. Search for Shantinagar or Bengaluru to get the exact IFSC Code KAIJ0000043.

Mobile Banking App

If you use Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited and Bengaluru, you'll get the correct details.

How to Use IFSC Code KAIJ0000043 for Online Transfers?

Once you have the IFSC Code KAIJ0000043 for the Shantinagar branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Bengaluru, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KAIJ0000043. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited IFSC Code KAIJ0000043.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Shantinagar in Bengaluru, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Shantinagar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bengaluru manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited in Shantinagar, Bengaluru?

The IFSC Code is KAIJ0000043.

Is the IFSC Code KAIJ0000043 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited Shantinagar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shantinagar branch?

The address of the branch is No 135, Ground Floor, Kenagal Hanumanthaiah Road, Shantinagar, Bengaluru - 560027 located in Bengaluru, Bengaluru, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.