The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Janata Sahakari Bank Limited for its Ghodbandar Road branch in Thane, Thane, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Janata Sahakari Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JSBP0000056. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Janata Sahakari Bank Limited, Ghodbandar Road, Thane
The table below shows the main details of the IFSC Code JSBP0000056 for the Janata Sahakari Bank Limited branch in Thane, which falls under the Thane district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Janata Sahakari Bank Limited |
| IFSC Code | JSBP0000056 |
| Branch | Ghodbandar Road |
| City | Thane |
| District | Thane |
| State | Maharashtra |
| Address | Shop No 2, Mezzanine And Ground Floor, Lokmanya Co-Op Housing Society, Tika No. 12, Cts No. 110/A/3, Veer Sawarkar Marg Near Ram Maruti Road, Thane (West) 400602 |
These details are essential not only for online banking users but also for businesses and individuals who use Janata Sahakari Bank Limited in Thane for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSBP0000056 for the Ghodbandar Road branch of Janata Sahakari Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Janata Sahakari Bank Limited located in Ghodbandar Road, Thane, Maharashtra, are given a unique IFSC like JSBP0000056 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thane.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Thane and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Janata Sahakari Bank Limited in Ghodbandar Road goes to the correct branch. This is important because Janata Sahakari Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code JSBP0000056
This is the format of the IFSC Code for banks, including Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Janata Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ghodbandar Road in Thane.
For example, the IFSC Code JSBP0000056 of Janata Sahakari Bank Limited for the Ghodbandar Road branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.
How to Find IFSC Code for Janata Sahakari Bank Limited?
If you are looking for the IFSC Code JSBP0000056 of Janata Sahakari Bank Limited for its Ghodbandar Road branch located in Thane, the following methods can help:
Cheque Book
The cheque book that is issued by Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Janata Sahakari Bank Limited branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Janata Sahakari Bank Limited and look for the branch locator section, then search for Ghodbandar Road or Thane to get the exact IFSC Code JSBP0000056.
Mobile Banking App
If you use Janata Sahakari Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Janata Sahakari Bank Limited and Thane, then it will provide you proper information.
How to Use IFSC Code JSBP0000056 for Online Transfers?
Once you have the IFSC Code JSBP0000056 for the Ghodbandar Road branch of Janata Sahakari Bank Limited in Thane, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSBP0000056. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Janata Sahakari Bank Limited IFSC Code JSBP0000056.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Janata Sahakari Bank Limited Ghodbandar Road in Thane, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Janata Sahakari Bank Limited in Ghodbandar Road, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Janata Sahakari Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Thane manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JSBP0000056.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shop No 2, Mezzanine And Ground Floor, Lokmanya Co-Op Housing Society, Tika No. 12, Cts No. 110/A/3, Veer Sawarkar Marg Near Ram Maruti Road, Thane (West) 400602 located in Thane, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.