IFSC Code of Janata Sahakari Bank Limited, Goregaon W, Mumbai, Maharashtra — JSBP0000058

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Janata Sahakari Bank Limited for its Goregaon W branch in Mumbai, Mumbai, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Janata Sahakari Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JSBP0000058. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Janata Sahakari Bank Limited, Goregaon W, Mumbai

Here are the main details that are associated with the IFSC Code JSBP0000058 of Janata Sahakari Bank Limited for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.

These details are essential not only for online banking users but also for businesses and individuals who use Janata Sahakari Bank Limited in Mumbai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSBP0000058 for the Goregaon W branch of Janata Sahakari Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Janata Sahakari Bank Limited located in Goregaon W, Mumbai, Maharashtra, is provided with a unique IFSC like JSBP0000058 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Janata Sahakari Bank Limited branch in Mumbai.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Mumbai and Mumbai.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Janata Sahakari Bank Limited in Goregaon W do not get mixed with another location.

Format of the IFSC Code JSBP0000058

The format of the IFSC Code for banks, including Janata Sahakari Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Janata Sahakari Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Goregaon W in Mumbai.

For example, the IFSC Code JSBP0000058 of Janata Sahakari Bank Limited for the Goregaon W branch has these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.

How to Find IFSC Code for Janata Sahakari Bank Limited?

If you are trying to find the IFSC Code JSBP0000058 of Janata Sahakari Bank Limited for its Goregaon W branch located in Mumbai, the following methods can help:

Cheque Book

The cheque book issued by Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Janata Sahakari Bank Limited branches in Mumbai and Mumbai, print them on the first page of your passbook.

Bank Website

Visit the official website of Janata Sahakari Bank Limited and navigate to the branch locator section. Search for Goregaon W or Mumbai to get the exact IFSC Code JSBP0000058.

Mobile Banking App

If you use Janata Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Janata Sahakari Bank Limited and Mumbai, you'll get the correct details.

How to Use IFSC Code JSBP0000058 for Online Transfers?

Once you have the IFSC Code JSBP0000058 for the Goregaon W branch of Janata Sahakari Bank Limited in Mumbai, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSBP0000058. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Janata Sahakari Bank Limited IFSC Code JSBP0000058.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Janata Sahakari Bank Limited Goregaon W in Mumbai, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Janata Sahakari Bank Limited in Goregaon W, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Janata Sahakari Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mumbai manage online transfers as well as cheque clearances with ease.