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IFSC Code of Janata Sahakari Bank Limited, Jaysingpur, Kolhapur, Maharashtra — JSBP0000066

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Janata Sahakari Bank Limited for its Jaysingpur branch in Jaysingpur, Kolhapur, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Janata Sahakari Bank Limited situated in Jaysingpur or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code JSBP0000066. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Janata Sahakari Bank Limited, Jaysingpur, Jaysingpur

Here are the main details that are associated with the IFSC Code JSBP0000066 of Janata Sahakari Bank Limited for its branch located in Jaysingpur, within the district of Kolhapur in the state of Maharashtra.

Particulars Details
Bank Janata Sahakari Bank Limited
IFSC Code JSBP0000066
Branch Jaysingpur
City Jaysingpur
District Kolhapur
State Maharashtra
Address Lane No.9 House No.1168 Jaysingpur 416101

These details helps users in online banking and for businesses and individuals who use Janata Sahakari Bank Limited in Jaysingpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSBP0000066 for the Jaysingpur branch of Janata Sahakari Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Janata Sahakari Bank Limited located in Jaysingpur, Jaysingpur, Maharashtra, are allotted a unique IFSC like JSBP0000066 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Jaysingpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Jaysingpur and Kolhapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Janata Sahakari Bank Limited in Jaysingpur reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code JSBP0000066

The format of the IFSC Code for banks, including Janata Sahakari Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Janata Sahakari Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jaysingpur in Jaysingpur.

For example, the IFSC Code JSBP0000066 of Janata Sahakari Bank Limited for the Jaysingpur branch includes these elements, identifying the bank and the branch location in Jaysingpur and Maharashtra accurately.

How to Find IFSC Code for Janata Sahakari Bank Limited?

If you are trying to find the IFSC Code JSBP0000066 of Janata Sahakari Bank Limited for its Jaysingpur branch located in Jaysingpur, the following methods can help:

Cheque Book

The cheque books that are issued by Janata Sahakari Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Janata Sahakari Bank Limited branches in Jaysingpur and Kolhapur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Janata Sahakari Bank Limited and find the branch locator section. Search for Jaysingpur or Jaysingpur to get the exact IFSC Code JSBP0000066.

Mobile Banking App

If you use Janata Sahakari Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Janata Sahakari Bank Limited and Jaysingpur that will provide accurate information.

How to Use IFSC Code JSBP0000066 for Online Transfers?

Once you have the IFSC Code JSBP0000066 for the Jaysingpur branch of Janata Sahakari Bank Limited in Jaysingpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSBP0000066. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Janata Sahakari Bank Limited IFSC Code JSBP0000066.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Janata Sahakari Bank Limited Jaysingpur in Jaysingpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Janata Sahakari Bank Limited in Jaysingpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Janata Sahakari Bank Limited website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Jaysingpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Janata Sahakari Bank Limited in Jaysingpur, Jaysingpur?

The IFSC Code is JSBP0000066.

Is the IFSC Code JSBP0000066 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Janata Sahakari Bank Limited Jaysingpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jaysingpur branch?

The address of the branch is Lane No.9 House No.1168 Jaysingpur 416101 located in Jaysingpur, Kolhapur, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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