For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Janata Sahakari Bank Limited for its Aurangabad branch in Aurangabad, Aurangabad, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Janata Sahakari Bank Limited located in Aurangabad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JSBP0000016. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Janata Sahakari Bank Limited, Aurangabad, Aurangabad
The table below shows the main details of the IFSC Code JSBP0000016 for the Janata Sahakari Bank Limited branch in Aurangabad, which falls under the Aurangabad district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Janata Sahakari Bank Limited |
| IFSC Code | JSBP0000016 |
| Branch | Aurangabad |
| City | Aurangabad |
| District | Aurangabad |
| State | Maharashtra |
| Address | Opp. Gomtesh Market, Dalalwadi,Aurangabad - 431001.,E-Mail : Aurangabad@Janatabankpune.Com |
These details are important not only for users using online banking but also for businesses and individuals who use Janata Sahakari Bank Limited in Aurangabad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSBP0000016 for the Aurangabad branch of Janata Sahakari Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Janata Sahakari Bank Limited located in Aurangabad, Aurangabad, Maharashtra, are allotted a unique IFSC like JSBP0000016 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Aurangabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Aurangabad and Aurangabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Janata Sahakari Bank Limited in Aurangabad reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code JSBP0000016
The format of the IFSC Code for banks, including Janata Sahakari Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Janata Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Aurangabad in Aurangabad.
For example, the IFSC Code JSBP0000016 of Janata Sahakari Bank Limited for the Aurangabad branch includes these elements, identifying the bank and the branch location in Aurangabad and Maharashtra correctly.
How to Find IFSC Code for Janata Sahakari Bank Limited?
If you are looking for the IFSC Code JSBP0000016 of Janata Sahakari Bank Limited for its Aurangabad branch located in Aurangabad, the following methods can help:
Cheque Book
The cheque book that is issued by Janata Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Janata Sahakari Bank Limited branches in Aurangabad and Aurangabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Janata Sahakari Bank Limited and look for the branch locator section, then search for Aurangabad or Aurangabad to get the exact IFSC Code JSBP0000016.
Mobile Banking App
If you use Janata Sahakari Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Janata Sahakari Bank Limited and Aurangabad, then it will provide you proper information.
How to Use IFSC Code JSBP0000016 for Online Transfers?
Once you have the IFSC Code JSBP0000016 for the Aurangabad branch of Janata Sahakari Bank Limited in Aurangabad, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSBP0000016. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Janata Sahakari Bank Limited IFSC Code JSBP0000016.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Janata Sahakari Bank Limited Aurangabad in Aurangabad may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Janata Sahakari Bank Limited in Aurangabad, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Janata Sahakari Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Aurangabad manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JSBP0000016.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Opp. Gomtesh Market, Dalalwadi,Aurangabad - 431001.,E-Mail : Aurangabad@Janatabankpune.Com located in Aurangabad, Aurangabad, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.