For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Janata Sahakari Bank Limited for its Ambajogai branch in Ambajogai, Beed, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Janata Sahakari Bank Limited located in Ambajogai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JSBP0000019. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Janata Sahakari Bank Limited, Ambajogai, Ambajogai
Here are some of the key details that come with the IFSC Code JSBP0000019 of Janata Sahakari Bank Limited for its branch located in Ambajogai, within the district of Beed in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Janata Sahakari Bank Limited |
| IFSC Code | JSBP0000019 |
| Branch | Ambajogai |
| City | Ambajogai |
| District | Beed |
| State | Maharashtra |
| Address | 6434, Gurwar Peth,Dist. - Beed. Ambajogai - 413517,E-Mail : Ambajogai@Janatabankpune.Com |
These details helps users in online banking and for businesses and individuals who use Janata Sahakari Bank Limited in Ambajogai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSBP0000019 for the Ambajogai branch of Janata Sahakari Bank Limited plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSBP0000019 is given to every bank branch, including Janata Sahakari Bank Limited located in Ambajogai, Ambajogai, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Janata Sahakari Bank Limited branch in Ambajogai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Ambajogai and Beed.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Janata Sahakari Bank Limited in Ambajogai doesn't end up at another location.
Format of the IFSC Code JSBP0000019
This is the format of the IFSC Code for banks, including Janata Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Janata Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ambajogai in Ambajogai.
For example, the IFSC Code JSBP0000019 of Janata Sahakari Bank Limited for the Ambajogai branch includes these elements, identifying the bank and the branch location in Ambajogai and Maharashtra accurately.
How to Find IFSC Code for Janata Sahakari Bank Limited?
If you are trying to find the IFSC Code JSBP0000019 of Janata Sahakari Bank Limited for its Ambajogai branch located in Ambajogai, the following methods can help:
Cheque Book
The cheque books that are issued by Janata Sahakari Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Janata Sahakari Bank Limited branches in Ambajogai and Beed, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Janata Sahakari Bank Limited and find the branch locator section. Search for Ambajogai or Ambajogai to get the exact IFSC Code JSBP0000019.
Mobile Banking App
If you use Janata Sahakari Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Janata Sahakari Bank Limited and Ambajogai that will provide accurate information.
How to Use IFSC Code JSBP0000019 for Online Transfers?
If you have the IFSC Code JSBP0000019 for the Ambajogai branch of Janata Sahakari Bank Limited in Ambajogai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSBP0000019. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Janata Sahakari Bank Limited IFSC Code JSBP0000019.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Janata Sahakari Bank Limited Ambajogai in Ambajogai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Janata Sahakari Bank Limited in Ambajogai, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Janata Sahakari Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ambajogai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is JSBP0000019.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 6434, Gurwar Peth,Dist. - Beed. Ambajogai - 413517,E-Mail : Ambajogai@Janatabankpune.Com located in Ambajogai, Beed, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.