Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Janaseva Sahakari Bank Limited for its Vashi Navi Mumbai branch in Mumbai, Mumbai, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Janaseva Sahakari Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JANA0000025. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Janaseva Sahakari Bank Limited, Vashi Navi Mumbai, Mumbai
Below in the table are the key details related to IFSC Code JANA0000025 of Janaseva Sahakari Bank Limited for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Janaseva Sahakari Bank Limited |
| IFSC Code | JANA0000025 |
| Branch | Vashi Navi Mumbai |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Address | Shop No 1,2 & 3, Mithili Mahi Co.Op.Hsg Society Ltd Sector No 12 Plot No 188 Vashi Navi Mumbai 4000703 |
These details help users in online banking and for businesses and individuals who use Janaseva Sahakari Bank Limited in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JANA0000025 for the Vashi Navi Mumbai branch of Janaseva Sahakari Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Janaseva Sahakari Bank Limited located in Vashi Navi Mumbai, Mumbai, Maharashtra, are allotted a unique IFSC like JANA0000025 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mumbai and Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Janaseva Sahakari Bank Limited in Vashi Navi Mumbai reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code JANA0000025
The format of the IFSC Code for banks, including Janaseva Sahakari Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Janaseva Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vashi Navi Mumbai in Mumbai.
For example, the IFSC Code JANA0000025 of Janaseva Sahakari Bank Limited for the Vashi Navi Mumbai branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.
How to Find IFSC Code for Janaseva Sahakari Bank Limited?
If you are trying to find the IFSC Code JANA0000025 of Janaseva Sahakari Bank Limited for its Vashi Navi Mumbai branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book issued by Janaseva Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Janaseva Sahakari Bank Limited branches in Mumbai and Mumbai, print them on the first page of your passbook.
Bank Website
Visit the official website of Janaseva Sahakari Bank Limited and navigate to the branch locator section. Search for Vashi Navi Mumbai or Mumbai to get the exact IFSC Code JANA0000025.
Mobile Banking App
If you use Janaseva Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Janaseva Sahakari Bank Limited and Mumbai, you'll get the correct details.
How to Use IFSC Code JANA0000025 for Online Transfers?
Once you have the IFSC Code JANA0000025 for the Vashi Navi Mumbai branch of Janaseva Sahakari Bank Limited in Mumbai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JANA0000025. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Janaseva Sahakari Bank Limited IFSC Code JANA0000025.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Janaseva Sahakari Bank Limited Vashi Navi Mumbai in Mumbai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Janaseva Sahakari Bank Limited in Vashi Navi Mumbai, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Janaseva Sahakari Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mumbai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Vashi Navi Mumbai Mumbai branch is JANA0000025.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shop No 1,2 & 3, Mithili Mahi Co.Op.Hsg Society Ltd Sector No 12 Plot No 188 Vashi Navi Mumbai 4000703.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.