There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Janakalyan Sahakari Bank Limited for its Sindhi Society branch in Mumbai, Mumbai, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Janakalyan Sahakari Bank Limited situated in Mumbai or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code JSBL0000018. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Janakalyan Sahakari Bank Limited, Sindhi Society, Mumbai
Here are the main details that are associated with the IFSC Code JSBL0000018 of Janakalyan Sahakari Bank Limited for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Janakalyan Sahakari Bank Limited |
| IFSC Code | JSBL0000018 |
| Branch | Sindhi Society |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Address | Plot No-146, Sindhi Society, Chembur, Mumbai-400071 |
These details are important not only for users using online banking but also for businesses and individuals who use Janakalyan Sahakari Bank Limited in Mumbai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSBL0000018 for the Sindhi Society branch of Janakalyan Sahakari Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Janakalyan Sahakari Bank Limited located in Sindhi Society, Mumbai, Maharashtra, are allotted a unique IFSC like JSBL0000018 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mumbai and Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Janakalyan Sahakari Bank Limited in Sindhi Society reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code JSBL0000018
The format of the IFSC Code for banks, including Janakalyan Sahakari Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Janakalyan Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sindhi Society in Mumbai.
For example, the IFSC Code JSBL0000018 of Janakalyan Sahakari Bank Limited for the Sindhi Society branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.
How to Find IFSC Code for Janakalyan Sahakari Bank Limited?
If you are trying to find the IFSC Code JSBL0000018 of Janakalyan Sahakari Bank Limited for its Sindhi Society branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book issued by Janakalyan Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Janakalyan Sahakari Bank Limited branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Janakalyan Sahakari Bank Limited and navigate to the branch locator section. Search for Sindhi Society or Mumbai to get the exact IFSC Code JSBL0000018.
Mobile Banking App
If you use Janakalyan Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Janakalyan Sahakari Bank Limited and Mumbai, you'll get the correct details.
How to Use IFSC Code JSBL0000018 for Online Transfers?
Once you have the IFSC Code JSBL0000018 for the Sindhi Society branch of Janakalyan Sahakari Bank Limited in Mumbai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JSBL0000018. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Janakalyan Sahakari Bank Limited IFSC Code JSBL0000018.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Janakalyan Sahakari Bank Limited Sindhi Society in Mumbai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Janakalyan Sahakari Bank Limited in Sindhi Society, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Janakalyan Sahakari Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mumbai to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is JSBL0000018.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Plot No-146, Sindhi Society, Chembur, Mumbai-400071 located in Mumbai, Mumbai, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.