For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Janakalyan Sahakari Bank Limited for its Antop Hill branch in Mumbai, Mumbai, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Janakalyan Sahakari Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JSBL0000014. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Janakalyan Sahakari Bank Limited, Antop Hill, Mumbai
Here are the main details that are associated with the IFSC Code JSBL0000014 of Janakalyan Sahakari Bank Limited for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Janakalyan Sahakari Bank Limited |
| IFSC Code | JSBL0000014 |
| Branch | Antop Hill |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Address | A-4, Kalpak Estate, Shaikh Mistri Road, Antop Hill, Mumbai - 400 037. |
These details are important not only for users using online banking but also for businesses and individuals who use Janakalyan Sahakari Bank Limited in Mumbai for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSBL0000014 for the Antop Hill branch of Janakalyan Sahakari Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Janakalyan Sahakari Bank Limited located in Antop Hill, Mumbai, Maharashtra, is provided with a unique IFSC like JSBL0000014 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Janakalyan Sahakari Bank Limited branch in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Mumbai and Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Janakalyan Sahakari Bank Limited in Antop Hill do not get mixed with another location.
Format of the IFSC Code JSBL0000014
The format of the IFSC Code for banks, including Janakalyan Sahakari Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Janakalyan Sahakari Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Antop Hill in Mumbai.
For example, the IFSC Code JSBL0000014 of Janakalyan Sahakari Bank Limited for the Antop Hill branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.
How to Find IFSC Code for Janakalyan Sahakari Bank Limited?
If you are trying to find the IFSC Code JSBL0000014 of Janakalyan Sahakari Bank Limited for its Antop Hill branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book issued by Janakalyan Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Janakalyan Sahakari Bank Limited branches in Mumbai and Mumbai, print them on the first page of your passbook.
Bank Website
Visit the official website of Janakalyan Sahakari Bank Limited and navigate to the branch locator section. Search for Antop Hill or Mumbai to get the exact IFSC Code JSBL0000014.
Mobile Banking App
If you use Janakalyan Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Janakalyan Sahakari Bank Limited and Mumbai, you'll get the correct details.
How to Use IFSC Code JSBL0000014 for Online Transfers?
If you have the IFSC Code JSBL0000014 for the Antop Hill branch of Janakalyan Sahakari Bank Limited in Mumbai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSBL0000014. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Janakalyan Sahakari Bank Limited IFSC Code JSBL0000014.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Janakalyan Sahakari Bank Limited Antop Hill in Mumbai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Janakalyan Sahakari Bank Limited in Antop Hill, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Janakalyan Sahakari Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mumbai manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JSBL0000014.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is A-4, Kalpak Estate, Shaikh Mistri Road, Antop Hill, Mumbai - 400 037. located in Mumbai, Mumbai, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.