Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jana Small Finance Bank Ltd for its Yamunanagar branch in Yamunanagar, Yamunanagar, or Haryana, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Jana Small Finance Bank Ltd located in Yamunanagar or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code JSFB0004791. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Yamunanagar, Yamunanagar
Here are some of the key details that come with the IFSC Code JSFB0004791 of Jana Small Finance Bank Ltd for its branch located in Yamunanagar, within the district of Yamunanagar in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004791 |
| Branch | Yamunanagar |
| City | Yamunanagar |
| District | Yamunanagar |
| State | Haryana |
| Address | Ground Floor,Sco 188-189,Sector - 17,Huda,Tehsil -Jagadhri,Yamuna Nagar,Haryana135003 |
These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Yamunanagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004791 for the Yamunanagar branch of Jana Small Finance Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Yamunanagar, Yamunanagar, Haryana, is provided a unique IFSC like JSFB0004791 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Jana Small Finance Bank Ltd branch in Yamunanagar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Yamunanagar and Yamunanagar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Yamunanagar do not get misguided to another person.
Format of the IFSC Code JSFB0004791
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Jana Small Finance Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Yamunanagar in Yamunanagar.
For example, the IFSC Code JSFB0004791 of Jana Small Finance Bank Ltd for the Yamunanagar branch has these elements, identifying the bank and the branch location in Yamunanagar and Haryana correctly.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are looking for the IFSC Code JSFB0004791 of Jana Small Finance Bank Ltd for its Yamunanagar branch located in Yamunanagar, the following methods can help:
Cheque Book
The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Jana Small Finance Bank Ltd branches in Yamunanagar and Yamunanagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Yamunanagar or Yamunanagar to get the exact IFSC Code JSFB0004791.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Yamunanagar, then it will provide you proper information.
How to Use IFSC Code JSFB0004791 for Online Transfers?
Once you have the IFSC Code JSFB0004791 for the Yamunanagar branch of Jana Small Finance Bank Ltd in Yamunanagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0004791. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004791.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Yamunanagar in Yamunanagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Yamunanagar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Yamunanagar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0004791.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ground Floor,Sco 188-189,Sector - 17,Huda,Tehsil -Jagadhri,Yamuna Nagar,Haryana135003 located in Yamunanagar, Yamunanagar, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.