The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Bilaspur branch in Yamuna Nagar, Bilaspur, Haryana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Yamuna Nagar or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code JSFB0003368. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jana Small Finance Bank Ltd, Bilaspur, Yamuna Nagar
Here are the main details that are associated with the IFSC Code JSFB0003368 of Jana Small Finance Bank Ltd for its branch located in Yamuna Nagar, within the district of Bilaspur in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0003368 |
| Branch | Bilaspur |
| City | Yamuna Nagar |
| District | Bilaspur |
| State | Haryana |
| Address | Jana Small Finance Bank Ltd,Ground Floor,Property No.68/10/2,Kapal Muchan Road,Chota Bus Stand,Bilaspur,Yamuna Nagar,Haryana - 135102 |
These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Yamuna Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003368 for the Bilaspur branch of Jana Small Finance Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Bilaspur, Yamuna Nagar, Haryana, is provided a unique IFSC like JSFB0003368 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Jana Small Finance Bank Ltd branch in Yamuna Nagar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Yamuna Nagar and Bilaspur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Haryana and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Bilaspur do not get misguided to another person.
Format of the IFSC Code JSFB0003368
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bilaspur in Yamuna Nagar.
For example, the IFSC Code JSFB0003368 of Jana Small Finance Bank Ltd for the Bilaspur branch includes these elements, identifying the bank and the branch location in Yamuna Nagar and Haryana correctly.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
To find the IFSC Code JSFB0003368 of Jana Small Finance Bank Ltd for its Bilaspur branch located in Yamuna Nagar, the following methods can help you out:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Yamuna Nagar and Bilaspur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Bilaspur or Yamuna Nagar to find the exact IFSC Code JSFB0003368.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Yamuna Nagar will provide accurate information.
How to Use IFSC Code JSFB0003368 for Online Transfers?
Once you have the IFSC Code JSFB0003368 for the Bilaspur branch of Jana Small Finance Bank Ltd in Yamuna Nagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0003368. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003368.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Bilaspur in Yamuna Nagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Bilaspur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Yamuna Nagar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0003368.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Jana Small Finance Bank Ltd,Ground Floor,Property No.68/10/2,Kapal Muchan Road,Chota Bus Stand,Bilaspur,Yamuna Nagar,Haryana - 135102 located in Yamuna Nagar, Bilaspur, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.