For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Pavnar branch in Wardha, Wardha, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Wardha or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JSFB0003157. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Pavnar, Wardha

Here are the main details that are associated with the IFSC Code JSFB0003157 of Jana Small Finance Bank Ltd for its branch located in Wardha, within the district of Wardha in the state of Maharashtra.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0003157
Branch Pavnar
City Wardha
District Wardha
State Maharashtra
Address Jana Small Finance Bank Ltd,Ground Floor,Hadke Layout,Ward No.2,Pawnar Village,Wardha Dist Tal -442001

These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Wardha for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003157 for the Pavnar branch of Jana Small Finance Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Pavnar, Wardha, Maharashtra, is provided with a unique IFSC like JSFB0003157 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Jana Small Finance Bank Ltd branch in Wardha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Wardha and Wardha.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Pavnar do not get mixed with another location.

Format of the IFSC Code JSFB0003157

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Jana Small Finance Bank Ltd, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pavnar in Wardha.

For example, the IFSC Code JSFB0003157 of Jana Small Finance Bank Ltd for the Pavnar branch has these elements, identifying the bank and the branch location in Wardha and Maharashtra correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0003157 of Jana Small Finance Bank Ltd for its Pavnar branch located in Wardha, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Jana Small Finance Bank Ltd branches in Wardha and Wardha, print them on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Pavnar or Wardha to get the exact IFSC Code JSFB0003157.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Wardha, you'll get the correct details.

How to Use IFSC Code JSFB0003157 for Online Transfers?

Once you have the IFSC Code JSFB0003157 for the Pavnar branch of Jana Small Finance Bank Ltd in Wardha, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0003157. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003157.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Pavnar in Wardha, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Pavnar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Wardha manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Pavnar, Wardha?

The IFSC Code is JSFB0003157.

Is the IFSC Code JSFB0003157 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Pavnar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pavnar branch?

The address of the branch is Jana Small Finance Bank Ltd,Ground Floor,Hadke Layout,Ward No.2,Pawnar Village,Wardha Dist Tal -442001 located in Wardha, Wardha, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.