There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Vannipakkam branch in Vannipakkam, Vannipakkam, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Vannipakkam or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code JSFB0004982. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Vannipakkam, Vannipakkam

Below in the table are the key details related to IFSC Code JSFB0004982 of Jana Small Finance Bank Ltd for its branch located in Vannipakkam, within the district of Vannipakkam in the state of Tamil Nadu.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004982
Branch Vannipakkam
City Vannipakkam
District Vannipakkam
State Tamil Nadu
Address Jana Small Finance Bank Ltd No24 1St Floor Th Road Mettupalayam Village And Post Ponneri Taluk Thiruvallur Dist Chennai 601203

These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Vannipakkam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004982 for the Vannipakkam branch of Jana Small Finance Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Vannipakkam, Vannipakkam, Tamil Nadu, are allotted a unique IFSC like JSFB0004982 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Vannipakkam.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Vannipakkam and Vannipakkam.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jana Small Finance Bank Ltd in Vannipakkam reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code JSFB0004982

This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Vannipakkam in Vannipakkam.

For example, the IFSC Code JSFB0004982 of Jana Small Finance Bank Ltd for the Vannipakkam branch includes these elements, identifying the bank and the branch location in Vannipakkam and Tamil Nadu accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004982 of Jana Small Finance Bank Ltd for its Vannipakkam branch located in Vannipakkam, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Vannipakkam and Vannipakkam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Vannipakkam or Vannipakkam to get the exact IFSC Code JSFB0004982.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Vannipakkam, you'll get the correct details.

How to Use IFSC Code JSFB0004982 for Online Transfers?

Once you have the IFSC Code JSFB0004982 for the Vannipakkam branch of Jana Small Finance Bank Ltd in Vannipakkam, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0004982. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004982.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Vannipakkam in Vannipakkam, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Vannipakkam, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Vannipakkam manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd Vannipakkam Vannipakkam?

The IFSC Code of the Vannipakkam Vannipakkam branch is JSFB0004982.

Is IFSC Code JSFB0004982 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Jana Small Finance Bank Ltd Vannipakkam branch?

The branch is located at Jana Small Finance Bank Ltd No24 1St Floor Th Road Mettupalayam Village And Post Ponneri Taluk Thiruvallur Dist Chennai 601203.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.