The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Sree Bhyraveshwara Sahakara Bank Niyamitha branch in Tumakuru, Tumakuru, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Tumakuru or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code JSFB0362SSB. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jana Small Finance Bank Ltd, Sree Bhyraveshwara Sahakara Bank Niyamitha, Tumakuru

Here are the main details that are associated with the IFSC Code JSFB0362SSB of Jana Small Finance Bank Ltd for its branch located in Tumakuru, within the district of Tumakuru in the state of Karnataka.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0362SSB
Branch Sree Bhyraveshwara Sahakara Bank Niyamitha
City Tumakuru
District Tumakuru
State Karnataka
Address Ss Puram Main Road, Tumkur - 572102

These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Tumakuru for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0362SSB for the Sree Bhyraveshwara Sahakara Bank Niyamitha branch of Jana Small Finance Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Sree Bhyraveshwara Sahakara Bank Niyamitha, Tumakuru, Karnataka, are allotted a unique IFSC like JSFB0362SSB to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tumakuru.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Tumakuru and Tumakuru.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jana Small Finance Bank Ltd in Sree Bhyraveshwara Sahakara Bank Niyamitha reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code JSFB0362SSB

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sree Bhyraveshwara Sahakara Bank Niyamitha in Tumakuru.

For example, the IFSC Code JSFB0362SSB of Jana Small Finance Bank Ltd for the Sree Bhyraveshwara Sahakara Bank Niyamitha branch includes these elements, identifying the bank and the branch location in Tumakuru and Karnataka correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0362SSB of Jana Small Finance Bank Ltd for its Sree Bhyraveshwara Sahakara Bank Niyamitha branch located in Tumakuru, the following methods can help:

Cheque Book

The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Tumakuru and Tumakuru, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Sree Bhyraveshwara Sahakara Bank Niyamitha or Tumakuru to get the exact IFSC Code JSFB0362SSB.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Tumakuru that will provide accurate information.

How to Use IFSC Code JSFB0362SSB for Online Transfers?

Once you have the IFSC Code JSFB0362SSB for the Sree Bhyraveshwara Sahakara Bank Niyamitha branch of Jana Small Finance Bank Ltd in Tumakuru, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0362SSB. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0362SSB.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Sree Bhyraveshwara Sahakara Bank Niyamitha in Tumakuru, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Sree Bhyraveshwara Sahakara Bank Niyamitha, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Tumakuru manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Sree Bhyraveshwara Sahakara Bank Niyamitha, Tumakuru?

The IFSC Code is JSFB0362SSB.

Is the IFSC Code JSFB0362SSB permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Sree Bhyraveshwara Sahakara Bank Niyamitha?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sree Bhyraveshwara Sahakara Bank Niyamitha branch?

The address of the branch is Ss Puram Main Road, Tumkur - 572102 located in Tumakuru, Tumakuru, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.