There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Trichy-Samayapuram Tollage branch in Trichy, Trichy, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Trichy or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code JSFB0003267. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Trichy-Samayapuram Tollage, Trichy
Here are the key points that are associated with the IFSC Code JSFB0003267 of Jana Small Finance Bank Ltd for its branch located in Trichy, within the district of Trichy in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0003267 |
| Branch | Trichy-Samayapuram Tollage |
| City | Trichy |
| District | Trichy |
| State | Tamil Nadu |
| Address | Jana Small Finance Bank Ltd,1St Floor,Survey No 64/3D1,64/3D2,S F No 64/3,Bikshandra Kovil Village,Mannachanallur Taluk,Trichy - 621216,India |
These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Trichy for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0003267 for the Trichy-Samayapuram Tollage branch of Jana Small Finance Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Trichy-Samayapuram Tollage, Trichy, Tamil Nadu, is provided a unique IFSC like JSFB0003267 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Jana Small Finance Bank Ltd branch in Trichy.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Trichy and Trichy.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Trichy-Samayapuram Tollage do not get misguided to another person.
Format of the IFSC Code JSFB0003267
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Jana Small Finance Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Trichy-Samayapuram Tollage in Trichy.
For example, the IFSC Code JSFB0003267 of Jana Small Finance Bank Ltd for the Trichy-Samayapuram Tollage branch has these elements, identifying the bank and the branch location in Trichy and Tamil Nadu correctly.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are trying to find the IFSC Code JSFB0003267 of Jana Small Finance Bank Ltd for its Trichy-Samayapuram Tollage branch located in Trichy, the following methods can help:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Trichy and Trichy, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Trichy-Samayapuram Tollage or Trichy to get the exact IFSC Code JSFB0003267.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Trichy, you'll get the correct details.
How to Use IFSC Code JSFB0003267 for Online Transfers?
Once you have the IFSC Code JSFB0003267 for the Trichy-Samayapuram Tollage branch of Jana Small Finance Bank Ltd in Trichy, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JSFB0003267. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003267.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Trichy-Samayapuram Tollage in Trichy, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Trichy-Samayapuram Tollage, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Trichy manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Trichy-Samayapuram Tollage Trichy branch is JSFB0003267.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Jana Small Finance Bank Ltd,1St Floor,Survey No 64/3D1,64/3D2,S F No 64/3,Bikshandra Kovil Village,Mannachanallur Taluk,Trichy - 621216,India.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.