There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Tirunelveli branch in Tirunelveli, Tirunelveli, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Tirunelveli or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code JSFB0004602. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Tirunelveli, Tirunelveli

Here are the main details that are associated with the IFSC Code JSFB0004602 of Jana Small Finance Bank Ltd for its branch located in Tirunelveli, within the district of Tirunelveli in the state of Tamil Nadu.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004602
Branch Tirunelveli
City Tirunelveli
District Tirunelveli
State Tamil Nadu
Address No13,South Bye Pass Road, Vannarapettai, Tirunelveli627003

These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Tirunelveli for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004602 for the Tirunelveli branch of Jana Small Finance Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Tirunelveli, Tirunelveli, Tamil Nadu, is provided a unique IFSC like JSFB0004602 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Jana Small Finance Bank Ltd branch in Tirunelveli.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Tirunelveli and Tirunelveli.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Tirunelveli do not get misguided to another person.

Format of the IFSC Code JSFB0004602

This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Tirunelveli in Tirunelveli.

For example, the IFSC Code JSFB0004602 of Jana Small Finance Bank Ltd for the Tirunelveli branch includes these elements, identifying the bank and the branch location in Tirunelveli and Tamil Nadu accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004602 of Jana Small Finance Bank Ltd for its Tirunelveli branch located in Tirunelveli, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Jana Small Finance Bank Ltd branches in Tirunelveli and Tirunelveli, print them on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Tirunelveli or Tirunelveli to get the exact IFSC Code JSFB0004602.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Tirunelveli, you'll get the correct details.

How to Use IFSC Code JSFB0004602 for Online Transfers?

Once you have the IFSC Code JSFB0004602 for the Tirunelveli branch of Jana Small Finance Bank Ltd in Tirunelveli, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0004602. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004602.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Tirunelveli in Tirunelveli may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Tirunelveli, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Tirunelveli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Tirunelveli, Tirunelveli?

The IFSC Code is JSFB0004602.

Is the IFSC Code JSFB0004602 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Tirunelveli?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Tirunelveli branch?

The address of the branch is No13,South Bye Pass Road, Vannarapettai, Tirunelveli627003 located in Tirunelveli, Tirunelveli, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.