Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Valathamangalam, Thiruvaiyathukkudi branch in Thanjavur, Valathamangalam, Thiruvaiyathukkudi, Tamil Nadu, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Jana Small Finance Bank Ltd located in Thanjavur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code JSFB0004979. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Valathamangalam, Thiruvaiyathukkudi, Thanjavur
Here are some of the key details that come with the IFSC Code JSFB0004979 of Jana Small Finance Bank Ltd for its branch located in Thanjavur, within the district of Valathamangalam, Thiruvaiyathukkudi in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004979 |
| Branch | Valathamangalam, Thiruvaiyathukkudi |
| City | Thanjavur |
| District | Valathamangalam, Thiruvaiyathukkudi |
| State | Tamil Nadu |
| Address | Jana Small Finance Bank Ltd,No 544,545,546,Sri Sai Nagar,Sai Complex,Valathamangalam,Thiruvaiyathukkudi,Ayyampettai,Papanasam Taluk,Thanjavur-614302 |
These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Thanjavur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004979 for the Valathamangalam, Thiruvaiyathukkudi branch of Jana Small Finance Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Valathamangalam, Thiruvaiyathukkudi, Thanjavur, Tamil Nadu, is provided a unique IFSC like JSFB0004979 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Jana Small Finance Bank Ltd branch in Thanjavur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Thanjavur and Valathamangalam, Thiruvaiyathukkudi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Valathamangalam, Thiruvaiyathukkudi do not get misguided to another person.
Format of the IFSC Code JSFB0004979
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Jana Small Finance Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Valathamangalam, Thiruvaiyathukkudi in Thanjavur.
For example, the IFSC Code JSFB0004979 of Jana Small Finance Bank Ltd for the Valathamangalam, Thiruvaiyathukkudi branch has these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu correctly.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
To find the IFSC Code JSFB0004979 of Jana Small Finance Bank Ltd for its Valathamangalam, Thiruvaiyathukkudi branch located in Thanjavur, the following methods can help you out:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Thanjavur and Valathamangalam, Thiruvaiyathukkudi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Valathamangalam, Thiruvaiyathukkudi or Thanjavur to find the exact IFSC Code JSFB0004979.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Thanjavur will provide accurate information.
How to Use IFSC Code JSFB0004979 for Online Transfers?
If you have the IFSC Code JSFB0004979 for the Valathamangalam, Thiruvaiyathukkudi branch of Jana Small Finance Bank Ltd in Thanjavur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0004979. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004979.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Valathamangalam, Thiruvaiyathukkudi in Thanjavur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Valathamangalam, Thiruvaiyathukkudi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Thanjavur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0004979.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Jana Small Finance Bank Ltd,No 544,545,546,Sri Sai Nagar,Sai Complex,Valathamangalam,Thiruvaiyathukkudi,Ayyampettai,Papanasam Taluk,Thanjavur-614302 located in Thanjavur, Valathamangalam, Thiruvaiyathukkudi, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.