The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Thanjavur branch in Thanjavur, Thanjavur, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Thanjavur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code JSFB0003175. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jana Small Finance Bank Ltd, Thanjavur, Thanjavur

The table below shows the main details of the IFSC Code JSFB0003175 for the Jana Small Finance Bank Ltd branch in Thanjavur, which falls under the Thanjavur district in Tamil Nadu.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0003175
Branch Thanjavur
City Thanjavur
District Thanjavur
State Tamil Nadu
Address Jana Small Finance Bank Ltd,Ground Floor,Nrs Kingdom Square,No.2851/16P,Near Ktp Shanmuga Sundaram Complex,Arulanandha Nagar,Thanjavur - 613007,India

These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Thanjavur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003175 for the Thanjavur branch of Jana Small Finance Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Thanjavur, Thanjavur, Tamil Nadu, are given a unique IFSC like JSFB0003175 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Thanjavur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Thanjavur and Thanjavur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Jana Small Finance Bank Ltd in Thanjavur goes to the correct branch. This is important because Jana Small Finance Bank Ltd has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code JSFB0003175

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thanjavur in Thanjavur.

For example, the IFSC Code JSFB0003175 of Jana Small Finance Bank Ltd for the Thanjavur branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are looking for the IFSC Code JSFB0003175 of Jana Small Finance Bank Ltd for its Thanjavur branch located in Thanjavur, the following methods can help:

Cheque Book

The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Jana Small Finance Bank Ltd branches in Thanjavur and Thanjavur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Thanjavur or Thanjavur to get the exact IFSC Code JSFB0003175.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Thanjavur, then it will provide you proper information.

How to Use IFSC Code JSFB0003175 for Online Transfers?

If you have the IFSC Code JSFB0003175 for the Thanjavur branch of Jana Small Finance Bank Ltd in Thanjavur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0003175. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003175.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Thanjavur in Thanjavur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Thanjavur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Thanjavur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Thanjavur, Thanjavur?

The IFSC Code is JSFB0003175.

Is the IFSC Code JSFB0003175 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Thanjavur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Thanjavur branch?

The address of the branch is Jana Small Finance Bank Ltd,Ground Floor,Nrs Kingdom Square,No.2851/16P,Near Ktp Shanmuga Sundaram Complex,Arulanandha Nagar,Thanjavur - 613007,India located in Thanjavur, Thanjavur, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.