IFSC Code of Jana Small Finance Bank Ltd, Surendranagar, Surendranagar Dudhrej, Gujarat — JSFB0003148

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Surendranagar branch in Surendranagar, Surendranagar Dudhrej, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Surendranagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code JSFB0003148. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Surendranagar, Surendranagar

Here are the key points that are associated with the IFSC Code JSFB0003148 of Jana Small Finance Bank Ltd for its branch located in Surendranagar, within the district of Surendranagar Dudhrej in the state of Gujarat.

These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Surendranagar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003148 for the Surendranagar branch of Jana Small Finance Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Surendranagar, Surendranagar, Gujarat, are given a unique IFSC like JSFB0003148 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Surendranagar.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Surendranagar and Surendranagar Dudhrej.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Jana Small Finance Bank Ltd in Surendranagar goes to the correct branch. This is important because Jana Small Finance Bank Ltd has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code JSFB0003148

This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Surendranagar in Surendranagar.

For example, the IFSC Code JSFB0003148 of Jana Small Finance Bank Ltd for the Surendranagar branch includes these elements, identifying the bank and the branch location in Surendranagar and Gujarat accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0003148 of Jana Small Finance Bank Ltd for its Surendranagar branch located in Surendranagar, the following methods can help:

Cheque Book

The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Surendranagar and Surendranagar Dudhrej, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Surendranagar or Surendranagar to get the exact IFSC Code JSFB0003148.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Surendranagar that will provide accurate information.

How to Use IFSC Code JSFB0003148 for Online Transfers?

If you have the IFSC Code JSFB0003148 for the Surendranagar branch of Jana Small Finance Bank Ltd in Surendranagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0003148. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003148.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Surendranagar in Surendranagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Surendranagar, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Surendranagar manage online transfers as well as cheque clearances with ease.