IFSC Code of Jana Small Finance Bank Ltd, Surat, Surat, Gujarat — JSFB0003071

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Surat branch in Surat, Surat, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Surat or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code JSFB0003071. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Surat, Surat

Here are the key points that are associated with the IFSC Code JSFB0003071 of Jana Small Finance Bank Ltd for its branch located in Surat, within the district of Surat in the state of Gujarat.

These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Surat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003071 for the Surat branch of Jana Small Finance Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Surat, Surat, Gujarat, are allotted a unique IFSC like JSFB0003071 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Surat and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jana Small Finance Bank Ltd in Surat reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code JSFB0003071

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Surat in Surat.

For example, the IFSC Code JSFB0003071 of Jana Small Finance Bank Ltd for the Surat branch includes these elements, identifying the bank and the branch location in Surat and Gujarat accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0003071 of Jana Small Finance Bank Ltd for its Surat branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Jana Small Finance Bank Ltd branches in Surat and Surat, print them on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Surat or Surat to get the exact IFSC Code JSFB0003071.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Surat, you'll get the correct details.

How to Use IFSC Code JSFB0003071 for Online Transfers?

Once you have the IFSC Code JSFB0003071 for the Surat branch of Jana Small Finance Bank Ltd in Surat, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0003071. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003071.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Surat in Surat, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Surat, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.