IFSC Code of Jana Small Finance Bank Ltd, Raurkela, Raurkela, Odisha — JSFB0004581

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Raurkela branch in Sundargarh, Raurkela, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Sundargarh or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code JSFB0004581. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Raurkela, Sundargarh

Here are the key points that are associated with the IFSC Code JSFB0004581 of Jana Small Finance Bank Ltd for its branch located in Sundargarh, within the district of Raurkela in the state of Odisha.

These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Sundargarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004581 for the Raurkela branch of Jana Small Finance Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Raurkela, Sundargarh, Odisha, are allotted a unique IFSC like JSFB0004581 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Sundargarh.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Sundargarh and Raurkela.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jana Small Finance Bank Ltd in Raurkela reaches the right place, even though there are thousands of branches in Odisha and across India.

Format of the IFSC Code JSFB0004581

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Jana Small Finance Bank Ltd, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Raurkela in Sundargarh.

For example, the IFSC Code JSFB0004581 of Jana Small Finance Bank Ltd for the Raurkela branch has these elements, identifying the bank and the branch location in Sundargarh and Odisha correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004581 of Jana Small Finance Bank Ltd for its Raurkela branch located in Sundargarh, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Jana Small Finance Bank Ltd branches in Sundargarh and Raurkela, print them on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Raurkela or Sundargarh to get the exact IFSC Code JSFB0004581.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Sundargarh, you'll get the correct details.

How to Use IFSC Code JSFB0004581 for Online Transfers?

Once you have the IFSC Code JSFB0004581 for the Raurkela branch of Jana Small Finance Bank Ltd in Sundargarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0004581. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004581.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Raurkela in Sundargarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Raurkela, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sundargarh to handle online money transfers and get their cheques cleared smoothly.