The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Amtala branch in South 24 Pgs, Amtala, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in South 24 Pgs or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code JSFB0003314. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jana Small Finance Bank Ltd, Amtala, South 24 Pgs

Here are the main details that are associated with the IFSC Code JSFB0003314 of Jana Small Finance Bank Ltd for its branch located in South 24 Pgs, within the district of Amtala in the state of West Bengal.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0003314
Branch Amtala
City South 24 Pgs
District Amtala
State West Bengal
Address Jana Small Finance Bank,Vill-Kriparampur,P.O-Sukhdevpur,Amtala,South 24 Pgs Wb-743503

These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in South 24 Pgs for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003314 for the Amtala branch of Jana Small Finance Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0003314 is given to every bank branch, including Jana Small Finance Bank Ltd located in Amtala, South 24 Pgs, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Jana Small Finance Bank Ltd branch in South 24 Pgs.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like South 24 Pgs and Amtala.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Amtala doesn't end up at another location.

Format of the IFSC Code JSFB0003314

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Amtala in South 24 Pgs.

For example, the IFSC Code JSFB0003314 of Jana Small Finance Bank Ltd for the Amtala branch includes these elements, identifying the bank and the branch location in South 24 Pgs and West Bengal correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0003314 of Jana Small Finance Bank Ltd for its Amtala branch located in South 24 Pgs, the following methods can help:

Cheque Book

The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in South 24 Pgs and Amtala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Amtala or South 24 Pgs to get the exact IFSC Code JSFB0003314.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and South 24 Pgs that will provide accurate information.

How to Use IFSC Code JSFB0003314 for Online Transfers?

Once you have the IFSC Code JSFB0003314 for the Amtala branch of Jana Small Finance Bank Ltd in South 24 Pgs, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0003314. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003314.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Amtala in South 24 Pgs, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Amtala, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in South 24 Pgs to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Amtala, South 24 Pgs?

The IFSC Code is JSFB0003314.

Is the IFSC Code JSFB0003314 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Amtala?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Amtala branch?

The address of the branch is Jana Small Finance Bank,Vill-Kriparampur,P.O-Sukhdevpur,Amtala,South 24 Pgs Wb-743503 located in South 24 Pgs, Amtala, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.