Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jana Small Finance Bank Ltd for its Barshi branch in Solapur, Barshi, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Jana Small Finance Bank Ltd located in Solapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JSFB0003237. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Barshi, Solapur

The table below shows the main details of the IFSC Code JSFB0003237 for the Jana Small Finance Bank Ltd branch in Solapur, which falls under the Barshi district in Maharashtra.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0003237
Branch Barshi
City Solapur
District Barshi
State Maharashtra
Address Jana Small Finance Bank Ltd,1St Floor,Cst No.739/3 21& Plot No.46(A),Neelai Complex,Shivaji Nagar,Barshi -413411,India

These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Solapur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0003237 for the Barshi branch of Jana Small Finance Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0003237 is given to every bank branch, including Jana Small Finance Bank Ltd located in Barshi, Solapur, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Jana Small Finance Bank Ltd branch in Solapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Solapur and Barshi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Barshi doesn't end up at another location.

Format of the IFSC Code JSFB0003237

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Barshi in Solapur.

For example, the IFSC Code JSFB0003237 of Jana Small Finance Bank Ltd for the Barshi branch includes these elements, identifying the bank and the branch location in Solapur and Maharashtra correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0003237 of Jana Small Finance Bank Ltd for its Barshi branch located in Solapur, the following methods can help:

Cheque Book

The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Solapur and Barshi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Barshi or Solapur to get the exact IFSC Code JSFB0003237.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Solapur that will provide accurate information.

How to Use IFSC Code JSFB0003237 for Online Transfers?

Once you have the IFSC Code JSFB0003237 for the Barshi branch of Jana Small Finance Bank Ltd in Solapur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0003237. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003237.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Barshi in Solapur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Barshi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Solapur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Barshi, Solapur?

The IFSC Code is JSFB0003237.

Is the IFSC Code JSFB0003237 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Barshi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Barshi branch?

The address of the branch is Jana Small Finance Bank Ltd,1St Floor,Cst No.739/3 21& Plot No.46(A),Neelai Complex,Shivaji Nagar,Barshi -413411,India located in Solapur, Barshi, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.