IFSC Code of Jana Small Finance Bank Ltd, Sivasagar, Sivasagar, Assam — JSFB0004628

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Sivasagar branch in Sibsagar, Sivasagar, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Jana Small Finance Bank Ltd located in Sibsagar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code JSFB0004628. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Sivasagar, Sibsagar

Below in the table are the key details related to IFSC Code JSFB0004628 of Jana Small Finance Bank Ltd for its branch located in Sibsagar, within the district of Sivasagar in the state of Assam.

These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Sibsagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0004628 for the Sivasagar branch of Jana Small Finance Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Sivasagar, Sibsagar, Assam, is provided a unique IFSC like JSFB0004628 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Jana Small Finance Bank Ltd branch in Sibsagar.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Sibsagar and Sivasagar.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Sivasagar do not get misguided to another person.

Format of the IFSC Code JSFB0004628

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sivasagar in Sibsagar.

For example, the IFSC Code JSFB0004628 of Jana Small Finance Bank Ltd for the Sivasagar branch includes these elements, identifying the bank and the branch location in Sibsagar and Assam accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

To find the IFSC Code JSFB0004628 of Jana Small Finance Bank Ltd for its Sivasagar branch located in Sibsagar, the following methods can help you out:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Sibsagar and Sivasagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Sivasagar or Sibsagar to find the exact IFSC Code JSFB0004628.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Sibsagar will provide accurate information.

How to Use IFSC Code JSFB0004628 for Online Transfers?

Once you have the IFSC Code JSFB0004628 for the Sivasagar branch of Jana Small Finance Bank Ltd in Sibsagar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0004628. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004628.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Sivasagar in Sibsagar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Sivasagar, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sibsagar manage their online transfers and cheque clearances easily.