There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Vadali branch in Sabarkantha, Vadali, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Sabarkantha or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code JSFB0004836. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Vadali, Sabarkantha

The table below shows the main details of the IFSC Code JSFB0004836 for the Jana Small Finance Bank Ltd branch in Sabarkantha, which falls under the Vadali district in Gujarat.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004836
Branch Vadali
City Sabarkantha
District Vadali
State Gujarat
Address Jana Small Finance Bank Ground Floor,Shop No.3,Plot No.1,Galaxy - 2 Complex,Near Sabarkantha Bank,Railway Station Road,Mouje Vadali,Tal.Vadali,Dist.Sabarkantha,Pin Code -383235

These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Sabarkantha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004836 for the Vadali branch of Jana Small Finance Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Vadali, Sabarkantha, Gujarat, is provided with a unique IFSC like JSFB0004836 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Jana Small Finance Bank Ltd branch in Sabarkantha.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sabarkantha and Vadali.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Vadali do not get mixed with another location.

Format of the IFSC Code JSFB0004836

This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Vadali in Sabarkantha.

For example, the IFSC Code JSFB0004836 of Jana Small Finance Bank Ltd for the Vadali branch includes these elements, identifying the bank and the branch location in Sabarkantha and Gujarat accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004836 of Jana Small Finance Bank Ltd for its Vadali branch located in Sabarkantha, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Sabarkantha and Vadali, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Vadali or Sabarkantha to get the exact IFSC Code JSFB0004836.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Sabarkantha, you'll get the correct details.

How to Use IFSC Code JSFB0004836 for Online Transfers?

Once you have the IFSC Code JSFB0004836 for the Vadali branch of Jana Small Finance Bank Ltd in Sabarkantha, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0004836. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004836.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Vadali in Sabarkantha may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Vadali, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sabarkantha to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Vadali, Sabarkantha?

The IFSC Code is JSFB0004836.

Is the IFSC Code JSFB0004836 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Vadali?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vadali branch?

The address of the branch is Jana Small Finance Bank Ground Floor,Shop No.3,Plot No.1,Galaxy - 2 Complex,Near Sabarkantha Bank,Railway Station Road,Mouje Vadali,Tal.Vadali,Dist.Sabarkantha,Pin Code -383235 located in Sabarkantha, Vadali, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.