Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jana Small Finance Bank Ltd for its Shimli branch in Rohtak, Rohtak, or Haryana, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Jana Small Finance Bank Ltd located in Rohtak or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code JSFB0004798. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Shimli, Rohtak
The table below shows the main details of the IFSC Code JSFB0004798 for the Jana Small Finance Bank Ltd branch in Rohtak, which falls under the Rohtak district in Haryana.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004798 |
| Branch | Shimli |
| City | Rohtak |
| District | Rohtak |
| State | Haryana |
| Address | H.No.117, Village Shimli, Tehsil Rohtak, District Rohtak, Haryana, 124001 |
These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Rohtak for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004798 for the Shimli branch of Jana Small Finance Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Shimli, Rohtak, Haryana, is provided with a unique IFSC like JSFB0004798 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Jana Small Finance Bank Ltd branch in Rohtak.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Rohtak and Rohtak.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Shimli do not get mixed with another location.
Format of the IFSC Code JSFB0004798
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shimli in Rohtak.
For example, the IFSC Code JSFB0004798 of Jana Small Finance Bank Ltd for the Shimli branch includes these elements, identifying the bank and the branch location in Rohtak and Haryana accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are trying to find the IFSC Code JSFB0004798 of Jana Small Finance Bank Ltd for its Shimli branch located in Rohtak, the following methods can help:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Rohtak and Rohtak, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Shimli or Rohtak to get the exact IFSC Code JSFB0004798.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Rohtak, you'll get the correct details.
How to Use IFSC Code JSFB0004798 for Online Transfers?
Once you have the IFSC Code JSFB0004798 for the Shimli branch of Jana Small Finance Bank Ltd in Rohtak, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0004798. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004798.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Shimli in Rohtak may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Shimli, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Rohtak to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0004798.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is H.No.117, Village Shimli, Tehsil Rohtak, District Rohtak, Haryana, 124001 located in Rohtak, Rohtak, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.