IFSC Code of Jana Small Finance Bank Ltd, Rampura Phul, Bathinda, Punjab — JSFB0003457

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Rampura Phul branch in Rampura Phul, Bathinda, Punjab, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Rampura Phul or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code JSFB0003457. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jana Small Finance Bank Ltd, Rampura Phul, Rampura Phul

Below in the table are the key details related to IFSC Code JSFB0003457 of Jana Small Finance Bank Ltd for its branch located in Rampura Phul, within the district of Bathinda in the state of Punjab.

These details help users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Rampura Phul for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003457 for the Rampura Phul branch of Jana Small Finance Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Rampura Phul, Rampura Phul, Punjab, is provided a unique IFSC like JSFB0003457 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Jana Small Finance Bank Ltd branch in Rampura Phul.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Rampura Phul and Bathinda.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Rampura Phul do not get misguided to another person.

Format of the IFSC Code JSFB0003457

This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rampura Phul in Rampura Phul.

For example, the IFSC Code JSFB0003457 of Jana Small Finance Bank Ltd for the Rampura Phul branch includes these elements, identifying the bank and the branch location in Rampura Phul and Punjab accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0003457 of Jana Small Finance Bank Ltd for its Rampura Phul branch located in Rampura Phul, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Jana Small Finance Bank Ltd branches in Rampura Phul and Bathinda, print them on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Rampura Phul or Rampura Phul to get the exact IFSC Code JSFB0003457.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Rampura Phul, you'll get the correct details.

How to Use IFSC Code JSFB0003457 for Online Transfers?

Once you have the IFSC Code JSFB0003457 for the Rampura Phul branch of Jana Small Finance Bank Ltd in Rampura Phul, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0003457. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003457.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Rampura Phul in Rampura Phul may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Rampura Phul, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rampura Phul to handle online money transfers and get their cheques cleared smoothly.