Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Dongargarh branch in Rajnandgaon, Rajnandgaon, Chhattisgarh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Jana Small Finance Bank Ltd located in Rajnandgaon or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code JSFB0004634. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Dongargarh, Rajnandgaon

Here are some of the key details that come with the IFSC Code JSFB0004634 of Jana Small Finance Bank Ltd for its branch located in Rajnandgaon, within the district of Rajnandgaon in the state of Chhattisgarh.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004634
Branch Dongargarh
City Rajnandgaon
District Rajnandgaon
State Chhattisgarh
Address Gandhi Ward No 18,Near Goal Bazar,Dongargarh,Pin -491445

These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Rajnandgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004634 for the Dongargarh branch of Jana Small Finance Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Dongargarh, Rajnandgaon, Chhattisgarh, is provided with a unique IFSC like JSFB0004634 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Jana Small Finance Bank Ltd branch in Rajnandgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Rajnandgaon and Rajnandgaon.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Chhattisgarh and the rest of India and the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Dongargarh do not get mixed with another location.

Format of the IFSC Code JSFB0004634

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dongargarh in Rajnandgaon.

For example, the IFSC Code JSFB0004634 of Jana Small Finance Bank Ltd for the Dongargarh branch includes these elements, identifying the bank and the branch location in Rajnandgaon and Chhattisgarh accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are looking for the IFSC Code JSFB0004634 of Jana Small Finance Bank Ltd for its Dongargarh branch located in Rajnandgaon, the following methods can help:

Cheque Book

The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Jana Small Finance Bank Ltd branches in Rajnandgaon and Rajnandgaon, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Dongargarh or Rajnandgaon to get the exact IFSC Code JSFB0004634.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Rajnandgaon, then it will provide you proper information.

How to Use IFSC Code JSFB0004634 for Online Transfers?

If you have the IFSC Code JSFB0004634 for the Dongargarh branch of Jana Small Finance Bank Ltd in Rajnandgaon, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0004634. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004634.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Dongargarh in Rajnandgaon, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Dongargarh, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rajnandgaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Dongargarh, Rajnandgaon?

The IFSC Code is JSFB0004634.

Is the IFSC Code JSFB0004634 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Dongargarh?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dongargarh branch?

The address of the branch is Gandhi Ward No 18,Near Goal Bazar,Dongargarh,Pin -491445 located in Rajnandgaon, Rajnandgaon, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.