For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Ambedkar Chowk-Rajnandangaon branch in Rajnandgaon, Rajnandgaon, Chhattisgarh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Rajnandgaon or anywhere in Chhattisgarh can transfer funds instantly by using the correct IFSC Code JSFB0003647. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Ambedkar Chowk-Rajnandangaon, Rajnandgaon

Here are the key points that are associated with the IFSC Code JSFB0003647 of Jana Small Finance Bank Ltd for its branch located in Rajnandgaon, within the district of Rajnandgaon in the state of Chhattisgarh.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0003647
Branch Ambedkar Chowk-Rajnandangaon
City Rajnandgaon
District Rajnandgaon
State Chhattisgarh
Address First Floor,Rishabh Heights,Kh.No.74/107 And 74/149,Ward No.19,Sandev Nagar,Kourin Bhata,Ambedkar Chowk,Rajnandgaon ( C.G. ) 491441

These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Rajnandgaon for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003647 for the Ambedkar Chowk-Rajnandangaon branch of Jana Small Finance Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Ambedkar Chowk-Rajnandangaon, Rajnandgaon, Chhattisgarh, are allotted a unique IFSC like JSFB0003647 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rajnandgaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Rajnandgaon and Rajnandgaon.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jana Small Finance Bank Ltd in Ambedkar Chowk-Rajnandangaon reaches the right place, even though there are thousands of branches in Chhattisgarh and across India.

Format of the IFSC Code JSFB0003647

This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ambedkar Chowk-Rajnandangaon in Rajnandgaon.

For example, the IFSC Code JSFB0003647 of Jana Small Finance Bank Ltd for the Ambedkar Chowk-Rajnandangaon branch includes these elements, identifying the bank and the branch location in Rajnandgaon and Chhattisgarh accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0003647 of Jana Small Finance Bank Ltd for its Ambedkar Chowk-Rajnandangaon branch located in Rajnandgaon, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Rajnandgaon and Rajnandgaon, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Ambedkar Chowk-Rajnandangaon or Rajnandgaon to get the exact IFSC Code JSFB0003647.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Rajnandgaon, you'll get the correct details.

How to Use IFSC Code JSFB0003647 for Online Transfers?

Once you have the IFSC Code JSFB0003647 for the Ambedkar Chowk-Rajnandangaon branch of Jana Small Finance Bank Ltd in Rajnandgaon, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0003647. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003647.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Ambedkar Chowk-Rajnandangaon in Rajnandgaon, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Ambedkar Chowk-Rajnandangaon, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rajnandgaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Ambedkar Chowk-Rajnandangaon, Rajnandgaon?

The IFSC Code is JSFB0003647.

Is the IFSC Code JSFB0003647 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Ambedkar Chowk-Rajnandangaon?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ambedkar Chowk-Rajnandangaon branch?

The address of the branch is First Floor,Rishabh Heights,Kh.No.74/107 And 74/149,Ward No.19,Sandev Nagar,Kourin Bhata,Ambedkar Chowk,Rajnandgaon ( C.G. ) 491441 located in Rajnandgaon, Rajnandgaon, Chhattisgarh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.