IFSC Code of Jana Small Finance Bank Ltd, Raichur, Raichur, Karnataka — JSFB0004548

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Raichur branch in Raichur, Raichur, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Raichur or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code JSFB0004548. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Raichur, Raichur

Below in the table are the key details related to IFSC Code JSFB0004548 of Jana Small Finance Bank Ltd for its branch located in Raichur, within the district of Raichur in the state of Karnataka.

These details help users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Raichur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004548 for the Raichur branch of Jana Small Finance Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Raichur, Raichur, Karnataka, is provided a unique IFSC like JSFB0004548 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Jana Small Finance Bank Ltd branch in Raichur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Raichur and Raichur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Raichur do not get misguided to another person.

Format of the IFSC Code JSFB0004548

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raichur in Raichur.

For example, the IFSC Code JSFB0004548 of Jana Small Finance Bank Ltd for the Raichur branch includes these elements, identifying the bank and the branch location in Raichur and Karnataka correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

To find the IFSC Code JSFB0004548 of Jana Small Finance Bank Ltd for its Raichur branch located in Raichur, the following methods can help you out:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Raichur and Raichur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Raichur or Raichur to find the exact IFSC Code JSFB0004548.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Raichur will provide accurate information.

How to Use IFSC Code JSFB0004548 for Online Transfers?

Once you have the IFSC Code JSFB0004548 for the Raichur branch of Jana Small Finance Bank Ltd in Raichur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0004548. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004548.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Raichur in Raichur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Raichur, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Raichur manage online transfers as well as cheque clearances with ease.