There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Puri branch in Puri, Puri, Odisha, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Puri or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code JSFB0004572. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Puri, Puri
Here are the main details that are associated with the IFSC Code JSFB0004572 of Jana Small Finance Bank Ltd for its branch located in Puri, within the district of Puri in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004572 |
| Branch | Puri |
| City | Puri |
| District | Puri |
| State | Odisha |
| Address | 1St Floor,Vip Plaza,Plot No.19,Mouza -Puri,Samanta Chandrasekhar Nagar,Vip Roadpuri752001 |
These details help users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Puri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004572 for the Puri branch of Jana Small Finance Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Puri, Puri, Odisha, are allotted a unique IFSC like JSFB0004572 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Puri.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Puri and Puri.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Jana Small Finance Bank Ltd in Puri reaches the right place, even though there are thousands of branches in Odisha and across India.
Format of the IFSC Code JSFB0004572
This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Puri in Puri.
For example, the IFSC Code JSFB0004572 of Jana Small Finance Bank Ltd for the Puri branch includes these elements, identifying the bank and the branch location in Puri and Odisha accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are trying to find the IFSC Code JSFB0004572 of Jana Small Finance Bank Ltd for its Puri branch located in Puri, the following methods can help:
Cheque Book
The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Puri and Puri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Puri or Puri to get the exact IFSC Code JSFB0004572.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Puri that will provide accurate information.
How to Use IFSC Code JSFB0004572 for Online Transfers?
If you have the IFSC Code JSFB0004572 for the Puri branch of Jana Small Finance Bank Ltd in Puri, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0004572. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004572.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Puri in Puri, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Puri, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Puri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0004572.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 1St Floor,Vip Plaza,Plot No.19,Mouza -Puri,Samanta Chandrasekhar Nagar,Vip Roadpuri752001 located in Puri, Puri, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.