Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Jana Small Finance Bank Ltd for its Nigadi- Talegon branch in Pune, Nigadi2 - Talegon, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Jana Small Finance Bank Ltd located in Pune or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JSFB0003397. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Nigadi- Talegon, Pune

Here are some of the key details that come with the IFSC Code JSFB0003397 of Jana Small Finance Bank Ltd for its branch located in Pune, within the district of Nigadi2 - Talegon in the state of Maharashtra.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0003397
Branch Nigadi- Talegon
City Pune
District Nigadi2 - Talegon
State Maharashtra
Address Jana Small Finance Bank Ltd,N Sqare,Navale Estate,Talegaon Chakan Main Road,Near Balador Entrance Gate,Talegaon Dabhade,Maval Pune-410507,Telegaon,India

These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Pune for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0003397 for the Nigadi- Talegon branch of Jana Small Finance Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Nigadi- Talegon, Pune, Maharashtra, is provided with a unique IFSC like JSFB0003397 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Jana Small Finance Bank Ltd branch in Pune.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Pune and Nigadi2 - Talegon.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Nigadi- Talegon do not get mixed with another location.

Format of the IFSC Code JSFB0003397

This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nigadi- Talegon in Pune.

For example, the IFSC Code JSFB0003397 of Jana Small Finance Bank Ltd for the Nigadi- Talegon branch includes these elements, identifying the bank and the branch location in Pune and Maharashtra accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0003397 of Jana Small Finance Bank Ltd for its Nigadi- Talegon branch located in Pune, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Jana Small Finance Bank Ltd branches in Pune and Nigadi2 - Talegon, print them on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Nigadi- Talegon or Pune to get the exact IFSC Code JSFB0003397.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Pune, you'll get the correct details.

How to Use IFSC Code JSFB0003397 for Online Transfers?

If you have the IFSC Code JSFB0003397 for the Nigadi- Talegon branch of Jana Small Finance Bank Ltd in Pune, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0003397. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003397.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Nigadi- Talegon in Pune, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Nigadi- Talegon, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Pune manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd Nigadi- Talegon Pune?

The IFSC Code of the Nigadi- Talegon Pune branch is JSFB0003397.

Is IFSC Code JSFB0003397 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Jana Small Finance Bank Ltd Nigadi- Talegon branch?

The branch is located at Jana Small Finance Bank Ltd,N Sqare,Navale Estate,Talegaon Chakan Main Road,Near Balador Entrance Gate,Talegaon Dabhade,Maval Pune-410507,Telegaon,India.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.