For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Villanoor branch in Puducherry, Villanoor, Puducherry, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Puducherry or anywhere in Puducherry can transfer funds instantly by using the correct IFSC Code JSFB0003390. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Villanoor, Puducherry
Here are some of the key details that come with the IFSC Code JSFB0003390 of Jana Small Finance Bank Ltd for its branch located in Puducherry, within the district of Villanoor in the state of Puducherry.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0003390 |
| Branch | Villanoor |
| City | Puducherry |
| District | Villanoor |
| State | Puducherry |
| Address | Jana Small Finance Bank Ltd,1St Floor,No.32,8A West Car Street,Survey No.63/12,Mealandai Road,Villianur Revenure Village,Villiyanur - 605110,Pondicherry,India |
These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Puducherry for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0003390 for the Villanoor branch of Jana Small Finance Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Villanoor, Puducherry, Puducherry, are given a unique IFSC like JSFB0003390 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Puducherry.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Puducherry and Villanoor.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Jana Small Finance Bank Ltd in Villanoor goes to the correct branch. This is important because Jana Small Finance Bank Ltd has thousands of branches in Puducherry and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code JSFB0003390
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Villanoor in Puducherry.
For example, the IFSC Code JSFB0003390 of Jana Small Finance Bank Ltd for the Villanoor branch includes these elements, identifying the bank and the branch location in Puducherry and Puducherry accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are trying to find the IFSC Code JSFB0003390 of Jana Small Finance Bank Ltd for its Villanoor branch located in Puducherry, the following methods can help:
Cheque Book
The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Puducherry and Villanoor, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Villanoor or Puducherry to get the exact IFSC Code JSFB0003390.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Puducherry that will provide accurate information.
How to Use IFSC Code JSFB0003390 for Online Transfers?
Once you have the IFSC Code JSFB0003390 for the Villanoor branch of Jana Small Finance Bank Ltd in Puducherry, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0003390. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003390.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Villanoor in Puducherry, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Villanoor, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Puducherry manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0003390.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Jana Small Finance Bank Ltd,1St Floor,No.32,8A West Car Street,Survey No.63/12,Mealandai Road,Villianur Revenure Village,Villiyanur - 605110,Pondicherry,India located in Puducherry, Villanoor, Puducherry.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.