Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Halol branch in Panch Mahals, Halol, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Jana Small Finance Bank Ltd located in Panch Mahals or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code JSFB0004837. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Halol, Panch Mahals

Here are the key points that are associated with the IFSC Code JSFB0004837 of Jana Small Finance Bank Ltd for its branch located in Panch Mahals, within the district of Halol in the state of Gujarat.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0004837
Branch Halol
City Panch Mahals
District Halol
State Gujarat
Address Jana Small Finance Bank Plot No.208,1St Floor,Above Idbi Bank,Mouje Vitthalpura,Taluka Halol,District Panchmahal,Gujarat,Pin Code -389350

These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Panch Mahals for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004837 for the Halol branch of Jana Small Finance Bank Ltd has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Halol, Panch Mahals, Gujarat, is provided with a unique IFSC like JSFB0004837 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Jana Small Finance Bank Ltd branch in Panch Mahals.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Panch Mahals and Halol.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Halol do not get mixed with another location.

Format of the IFSC Code JSFB0004837

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Halol in Panch Mahals.

For example, the IFSC Code JSFB0004837 of Jana Small Finance Bank Ltd for the Halol branch includes these elements, identifying the bank and the branch location in Panch Mahals and Gujarat accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004837 of Jana Small Finance Bank Ltd for its Halol branch located in Panch Mahals, the following methods can help:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Jana Small Finance Bank Ltd branches in Panch Mahals and Halol, print them on the first page of your passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Halol or Panch Mahals to get the exact IFSC Code JSFB0004837.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Panch Mahals, you'll get the correct details.

How to Use IFSC Code JSFB0004837 for Online Transfers?

If you have the IFSC Code JSFB0004837 for the Halol branch of Jana Small Finance Bank Ltd in Panch Mahals, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code JSFB0004837. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004837.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Halol in Panch Mahals, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Halol, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Panch Mahals manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Halol, Panch Mahals?

The IFSC Code is JSFB0004837.

Is the IFSC Code JSFB0004837 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Halol?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Halol branch?

The address of the branch is Jana Small Finance Bank Plot No.208,1St Floor,Above Idbi Bank,Mouje Vitthalpura,Taluka Halol,District Panchmahal,Gujarat,Pin Code -389350 located in Panch Mahals, Halol, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.