The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Palanpur branch in Palanpur, Palanpur, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Palanpur or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code JSFB0003211. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jana Small Finance Bank Ltd, Palanpur, Palanpur

Here are the main details that are associated with the IFSC Code JSFB0003211 of Jana Small Finance Bank Ltd for its branch located in Palanpur, within the district of Palanpur in the state of Gujarat.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0003211
Branch Palanpur
City Palanpur
District Palanpur
State Gujarat
Address Jana Small Finance Bank Ltd,2Nd Floor,Meghadarshan Complex,Office No.3& 4,Mehal Park Opp.Circuit House Highway,Palanpur - 385001,India

These details helps users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Palanpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003211 for the Palanpur branch of Jana Small Finance Bank Ltd plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Palanpur, Palanpur, Gujarat, are given a unique IFSC like JSFB0003211 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Palanpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Palanpur and Palanpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Jana Small Finance Bank Ltd in Palanpur goes to the correct branch. This is important because Jana Small Finance Bank Ltd has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code JSFB0003211

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Jana Small Finance Bank Ltd, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Palanpur in Palanpur.

For example, the IFSC Code JSFB0003211 of Jana Small Finance Bank Ltd for the Palanpur branch has these elements, identifying the bank and the branch location in Palanpur and Gujarat correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0003211 of Jana Small Finance Bank Ltd for its Palanpur branch located in Palanpur, the following methods can help:

Cheque Book

The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Palanpur and Palanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Palanpur or Palanpur to get the exact IFSC Code JSFB0003211.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Palanpur that will provide accurate information.

How to Use IFSC Code JSFB0003211 for Online Transfers?

Once you have the IFSC Code JSFB0003211 for the Palanpur branch of Jana Small Finance Bank Ltd in Palanpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0003211. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003211.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Palanpur in Palanpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Palanpur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Palanpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Palanpur, Palanpur?

The IFSC Code is JSFB0003211.

Is the IFSC Code JSFB0003211 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Palanpur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Palanpur branch?

The address of the branch is Jana Small Finance Bank Ltd,2Nd Floor,Meghadarshan Complex,Office No.3& 4,Mehal Park Opp.Circuit House Highway,Palanpur - 385001,India located in Palanpur, Palanpur, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.