There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Kadamtala branch in Orh, Kadamtala, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Orh or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code JSFB0003660. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Kadamtala, Orh

Below in the table are the key details related to IFSC Code JSFB0003660 of Jana Small Finance Bank Ltd for its branch located in Orh, within the district of Kadamtala in the state of West Bengal.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0003660
Branch Kadamtala
City Orh
District Kadamtala
State West Bengal
Address Jana Small Finance Bank Ltd,1St Floor,Holding No.142/1/1,Narasingha Dutta Road,Ward No.23,P.S Bantra,Howrah District,West Bengal -711101,India

These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Orh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003660 for the Kadamtala branch of Jana Small Finance Bank Ltd plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Kadamtala, Orh, West Bengal, are allotted a unique IFSC like JSFB0003660 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Orh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Orh and Kadamtala.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Jana Small Finance Bank Ltd in Kadamtala reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code JSFB0003660

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kadamtala in Orh.

For example, the IFSC Code JSFB0003660 of Jana Small Finance Bank Ltd for the Kadamtala branch includes these elements, identifying the bank and the branch location in Orh and West Bengal accurately.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are looking for the IFSC Code JSFB0003660 of Jana Small Finance Bank Ltd for its Kadamtala branch located in Orh, the following methods can help:

Cheque Book

The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Jana Small Finance Bank Ltd branches in Orh and Kadamtala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Kadamtala or Orh to get the exact IFSC Code JSFB0003660.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Orh, then it will provide you proper information.

How to Use IFSC Code JSFB0003660 for Online Transfers?

Once you have the IFSC Code JSFB0003660 for the Kadamtala branch of Jana Small Finance Bank Ltd in Orh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0003660. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003660.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Kadamtala in Orh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Kadamtala, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Orh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd in Kadamtala, Orh?

The IFSC Code is JSFB0003660.

Is the IFSC Code JSFB0003660 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Jana Small Finance Bank Ltd Kadamtala?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kadamtala branch?

The address of the branch is Jana Small Finance Bank Ltd,1St Floor,Holding No.142/1/1,Narasingha Dutta Road,Ward No.23,P.S Bantra,Howrah District,West Bengal -711101,India located in Orh, Kadamtala, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.