The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Haradkhol branch in Oeu Uu, Sonapur, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Oeu Uu or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code JSFB0004853. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jana Small Finance Bank Ltd, Haradkhol, Oeu Uu
Below in the table are the key details related to IFSC Code JSFB0004853 of Jana Small Finance Bank Ltd for its branch located in Oeu Uu, within the district of Sonapur in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004853 |
| Branch | Haradkhol |
| City | Oeu Uu |
| District | Sonapur |
| State | Odisha |
| Address | Gram Panchayat Office,Haradokhol,Po-Baidyanath,Dist-Sonepur,Pin-767017 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Oeu Uu for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004853 for the Haradkhol branch of Jana Small Finance Bank Ltd has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0004853 is given to every bank branch, including Jana Small Finance Bank Ltd located in Haradkhol, Oeu Uu, Odisha, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Jana Small Finance Bank Ltd branch in Oeu Uu.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Oeu Uu and Sonapur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Haradkhol doesn't end up at another location.
Format of the IFSC Code JSFB0004853
This is the format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Haradkhol in Oeu Uu.
For example, the IFSC Code JSFB0004853 of Jana Small Finance Bank Ltd for the Haradkhol branch includes these elements, identifying the bank and the branch location in Oeu Uu and Odisha accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are trying to find the IFSC Code JSFB0004853 of Jana Small Finance Bank Ltd for its Haradkhol branch located in Oeu Uu, the following methods can help:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Oeu Uu and Sonapur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Haradkhol or Oeu Uu to get the exact IFSC Code JSFB0004853.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Oeu Uu, you'll get the correct details.
How to Use IFSC Code JSFB0004853 for Online Transfers?
Once you have the IFSC Code JSFB0004853 for the Haradkhol branch of Jana Small Finance Bank Ltd in Oeu Uu, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0004853. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004853.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Haradkhol in Oeu Uu may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Haradkhol, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Oeu Uu manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0004853.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Gram Panchayat Office,Haradokhol,Po-Baidyanath,Dist-Sonepur,Pin-767017 located in Oeu Uu, Sonapur, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.