The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Uttar Pradesh branch in Noida Sector-18, Uttarakhand, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Noida Sector-18 or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code JSFB0004918. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jana Small Finance Bank Ltd, Uttar Pradesh, Noida Sector-18
Below in the table are the key details related to IFSC Code JSFB0004918 of Jana Small Finance Bank Ltd for its branch located in Noida Sector-18, within the district of Uttarakhand in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004918 |
| Branch | Uttar Pradesh |
| City | Noida Sector-18 |
| District | Uttarakhand |
| State | Uttar Pradesh |
| Address | Jana Small Finance Bank,Shop No.5,Ground Floor,Block N,Sector-18,Noida,Uttar Pradesh 201301 |
These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Noida Sector-18 for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0004918 for the Uttar Pradesh branch of Jana Small Finance Bank Ltd is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Uttar Pradesh, Noida Sector-18, Uttar Pradesh, are given a unique IFSC like JSFB0004918 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Noida Sector-18.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Noida Sector-18 and Uttarakhand.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Jana Small Finance Bank Ltd in Uttar Pradesh goes to the correct branch. This is important because Jana Small Finance Bank Ltd has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code JSFB0004918
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uttar Pradesh in Noida Sector-18.
For example, the IFSC Code JSFB0004918 of Jana Small Finance Bank Ltd for the Uttar Pradesh branch includes these elements, identifying the bank and the branch location in Noida Sector-18 and Uttar Pradesh correctly.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are trying to find the IFSC Code JSFB0004918 of Jana Small Finance Bank Ltd for its Uttar Pradesh branch located in Noida Sector-18, the following methods can help:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Noida Sector-18 and Uttarakhand, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Uttar Pradesh or Noida Sector-18 to get the exact IFSC Code JSFB0004918.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Noida Sector-18, you'll get the correct details.
How to Use IFSC Code JSFB0004918 for Online Transfers?
Once you have the IFSC Code JSFB0004918 for the Uttar Pradesh branch of Jana Small Finance Bank Ltd in Noida Sector-18, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0004918. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004918.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Uttar Pradesh in Noida Sector-18 may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Uttar Pradesh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Noida Sector-18 to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Uttar Pradesh Noida Sector-18 branch is JSFB0004918.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Jana Small Finance Bank,Shop No.5,Ground Floor,Block N,Sector-18,Noida,Uttar Pradesh 201301.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.