The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Nagpur branch in Nagpur, Nagpur Nandanvan, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Nagpur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JSFB0003033. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jana Small Finance Bank Ltd, Nagpur, Nagpur
Here are some of the key details that come with the IFSC Code JSFB0003033 of Jana Small Finance Bank Ltd for its branch located in Nagpur, within the district of Nagpur Nandanvan in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0003033 |
| Branch | Nagpur |
| City | Nagpur |
| District | Nagpur Nandanvan |
| State | Maharashtra |
| Address | Ground Floor,Plot No.37,House No.3011 / E/37,Kailas Sahakari Gruhnirman Sanstha Ltd Layout,Gurudev Nagar,Opp.Gurudev Petrol Pump,Nandanwan,Nagpur,Tahsil & Distric,Nagpur - 440009,Maharashtra,India |
These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Nagpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003033 for the Nagpur branch of Jana Small Finance Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Nagpur, Nagpur, Maharashtra, is provided with a unique IFSC like JSFB0003033 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Jana Small Finance Bank Ltd branch in Nagpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Nagpur and Nagpur Nandanvan.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Nagpur do not get mixed with another location.
Format of the IFSC Code JSFB0003033
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nagpur in Nagpur.
For example, the IFSC Code JSFB0003033 of Jana Small Finance Bank Ltd for the Nagpur branch includes these elements, identifying the bank and the branch location in Nagpur and Maharashtra accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
To find the IFSC Code JSFB0003033 of Jana Small Finance Bank Ltd for its Nagpur branch located in Nagpur, the following methods can help you out:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Nagpur and Nagpur Nandanvan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Nagpur or Nagpur to find the exact IFSC Code JSFB0003033.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Nagpur will provide accurate information.
How to Use IFSC Code JSFB0003033 for Online Transfers?
Once you have the IFSC Code JSFB0003033 for the Nagpur branch of Jana Small Finance Bank Ltd in Nagpur, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0003033. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003033.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Nagpur in Nagpur may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Nagpur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Nagpur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Nagpur Nagpur branch is JSFB0003033.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ground Floor,Plot No.37,House No.3011 / E/37,Kailas Sahakari Gruhnirman Sanstha Ltd Layout,Gurudev Nagar,Opp.Gurudev Petrol Pump,Nandanwan,Nagpur,Tahsil & Distric,Nagpur - 440009,Maharashtra,India.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.