The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Panvel branch in Mumbai, Panvel, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JSFB0003325. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jana Small Finance Bank Ltd, Panvel, Mumbai
Here are the main details that are associated with the IFSC Code JSFB0003325 of Jana Small Finance Bank Ltd for its branch located in Mumbai, within the district of Panvel in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0003325 |
| Branch | Panvel |
| City | Mumbai |
| District | Panvel |
| State | Maharashtra |
| Address | Office No 105106107108.Plot No 120 Final Plot No 205/74 1St Floor Shree Sahayya Galaxy Panvel - 410206India |
These details help users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003325 for the Panvel branch of Jana Small Finance Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Panvel, Mumbai, Maharashtra, are allotted a unique IFSC like JSFB0003325 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Mumbai and Panvel.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Jana Small Finance Bank Ltd in Panvel reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code JSFB0003325
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Jana Small Finance Bank Ltd, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panvel in Mumbai.
For example, the IFSC Code JSFB0003325 of Jana Small Finance Bank Ltd for the Panvel branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are looking for the IFSC Code JSFB0003325 of Jana Small Finance Bank Ltd for its Panvel branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Jana Small Finance Bank Ltd branches in Mumbai and Panvel, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Panvel or Mumbai to get the exact IFSC Code JSFB0003325.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Mumbai, then it will provide you proper information.
How to Use IFSC Code JSFB0003325 for Online Transfers?
Once you have the IFSC Code JSFB0003325 for the Panvel branch of Jana Small Finance Bank Ltd in Mumbai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JSFB0003325. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003325.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Panvel in Mumbai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Panvel, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mumbai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0003325.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Office No 105106107108.Plot No 120 Final Plot No 205/74 1St Floor Shree Sahayya Galaxy Panvel - 410206India located in Mumbai, Panvel, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.