For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Borivili branch in Mumbai, Mumbai, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Jana Small Finance Bank Ltd located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JSFB0003039. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Borivili, Mumbai
The table below shows the main details of the IFSC Code JSFB0003039 for the Jana Small Finance Bank Ltd branch in Mumbai, which falls under the Mumbai district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0003039 |
| Branch | Borivili |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Address | Jana Small Finannce Bank Ltd.No.113,114,115,Hari Om Plaza,Near Omkareshwar Temple,M G Road,Borivali ( E),Mumbai - 400066,India |
These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Mumbai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003039 for the Borivili branch of Jana Small Finance Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Borivili, Mumbai, Maharashtra, is provided a unique IFSC like JSFB0003039 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Jana Small Finance Bank Ltd branch in Mumbai.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Mumbai and Mumbai.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Borivili do not get misguided to another person.
Format of the IFSC Code JSFB0003039
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Jana Small Finance Bank Ltd, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Borivili in Mumbai.
For example, the IFSC Code JSFB0003039 of Jana Small Finance Bank Ltd for the Borivili branch has these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are trying to find the IFSC Code JSFB0003039 of Jana Small Finance Bank Ltd for its Borivili branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Jana Small Finance Bank Ltd branches in Mumbai and Mumbai, print them on the first page of your passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and navigate to the branch locator section. Search for Borivili or Mumbai to get the exact IFSC Code JSFB0003039.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Jana Small Finance Bank Ltd and Mumbai, you'll get the correct details.
How to Use IFSC Code JSFB0003039 for Online Transfers?
Once you have the IFSC Code JSFB0003039 for the Borivili branch of Jana Small Finance Bank Ltd in Mumbai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JSFB0003039. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003039.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Borivili in Mumbai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Borivili, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mumbai manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Borivili Mumbai branch is JSFB0003039.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Jana Small Finannce Bank Ltd.No.113,114,115,Hari Om Plaza,Near Omkareshwar Temple,M G Road,Borivali ( E),Mumbai - 400066,India.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.