The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Shatabdi Nagar branch in Meerut, Meerut, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Meerut or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code JSFB0003391. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Jana Small Finance Bank Ltd, Shatabdi Nagar, Meerut

The table below shows the main details of the IFSC Code JSFB0003391 for the Jana Small Finance Bank Ltd branch in Meerut, which falls under the Meerut district in Uttar Pradesh.

Particulars Details
Bank Jana Small Finance Bank Ltd
IFSC Code JSFB0003391
Branch Shatabdi Nagar
City Meerut
District Meerut
State Uttar Pradesh
Address Jana Small Finance Bank Ltd,1St Floor,Garden View Apartment,Delhi Meerut Road,Uttar Pradesh - 250002

These details help users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Meerut for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0003391 for the Shatabdi Nagar branch of Jana Small Finance Bank Ltd has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Shatabdi Nagar, Meerut, Uttar Pradesh, is provided with a unique IFSC like JSFB0003391 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Jana Small Finance Bank Ltd branch in Meerut.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Meerut and Meerut.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Shatabdi Nagar do not get mixed with another location.

Format of the IFSC Code JSFB0003391

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Jana Small Finance Bank Ltd, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Shatabdi Nagar in Meerut.

For example, the IFSC Code JSFB0003391 of Jana Small Finance Bank Ltd for the Shatabdi Nagar branch has these elements, identifying the bank and the branch location in Meerut and Uttar Pradesh correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

To find the IFSC Code JSFB0003391 of Jana Small Finance Bank Ltd for its Shatabdi Nagar branch located in Meerut, the following methods can help you out:

Cheque Book

The cheque book issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Meerut and Meerut, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and go to the branch locator section. Then search for Shatabdi Nagar or Meerut to find the exact IFSC Code JSFB0003391.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Jana Small Finance Bank Ltd and Meerut will provide accurate information.

How to Use IFSC Code JSFB0003391 for Online Transfers?

Once you have the IFSC Code JSFB0003391 for the Shatabdi Nagar branch of Jana Small Finance Bank Ltd in Meerut, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0003391. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0003391.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Shatabdi Nagar in Meerut, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Shatabdi Nagar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Jana Small Finance Bank Ltd website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Meerut to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Jana Small Finance Bank Ltd Shatabdi Nagar Meerut?

The IFSC Code of the Shatabdi Nagar Meerut branch is JSFB0003391.

Is IFSC Code JSFB0003391 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Jana Small Finance Bank Ltd Shatabdi Nagar branch?

The branch is located at Jana Small Finance Bank Ltd,1St Floor,Garden View Apartment,Delhi Meerut Road,Uttar Pradesh - 250002.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.