The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Motipur branch in Mazzafarur, Mazzafarur, Bihar, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Jana Small Finance Bank Ltd located in Mazzafarur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code JSFB0004911. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Jana Small Finance Bank Ltd, Motipur, Mazzafarur
The table below shows the main details of the IFSC Code JSFB0004911 for the Jana Small Finance Bank Ltd branch in Mazzafarur, which falls under the Mazzafarur district in Bihar.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004911 |
| Branch | Motipur |
| City | Mazzafarur |
| District | Mazzafarur |
| State | Bihar |
| Address | Jana Small Finance Bank,Ground Floor,Mahna Road,Motipur Near Gandhi Chowk,Mauza Singauala,Anchal,P.S -Motipur,District Muzzafarur,Motipur 843111,Bihar |
These details help users in online banking and for businesses and individuals who use Jana Small Finance Bank Ltd in Mazzafarur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004911 for the Motipur branch of Jana Small Finance Bank Ltd has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Jana Small Finance Bank Ltd located in Motipur, Mazzafarur, Bihar, is provided a unique IFSC like JSFB0004911 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Jana Small Finance Bank Ltd branch in Mazzafarur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Mazzafarur and Mazzafarur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Motipur do not get misguided to another person.
Format of the IFSC Code JSFB0004911
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Motipur in Mazzafarur.
For example, the IFSC Code JSFB0004911 of Jana Small Finance Bank Ltd for the Motipur branch includes these elements, identifying the bank and the branch location in Mazzafarur and Bihar accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are looking for the IFSC Code JSFB0004911 of Jana Small Finance Bank Ltd for its Motipur branch located in Mazzafarur, the following methods can help:
Cheque Book
The cheque book that is issued by Jana Small Finance Bank Ltd includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Jana Small Finance Bank Ltd branches in Mazzafarur and Mazzafarur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Jana Small Finance Bank Ltd and look for the branch locator section, then search for Motipur or Mazzafarur to get the exact IFSC Code JSFB0004911.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Jana Small Finance Bank Ltd and Mazzafarur, then it will provide you proper information.
How to Use IFSC Code JSFB0004911 for Online Transfers?
Once you have the IFSC Code JSFB0004911 for the Motipur branch of Jana Small Finance Bank Ltd in Mazzafarur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JSFB0004911. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004911.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Motipur in Mazzafarur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Jana Small Finance Bank Ltd in Motipur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Mazzafarur to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0004911.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Jana Small Finance Bank,Ground Floor,Mahna Road,Motipur Near Gandhi Chowk,Mauza Singauala,Anchal,P.S -Motipur,District Muzzafarur,Motipur 843111,Bihar located in Mazzafarur, Mazzafarur, Bihar.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.