There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Jashipur branch in Mayurbhanj, Tiring, Odisha, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Mayurbhanj or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code JSFB0004840. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Jana Small Finance Bank Ltd, Jashipur, Mayurbhanj
Below in the table are the key details related to IFSC Code JSFB0004840 of Jana Small Finance Bank Ltd for its branch located in Mayurbhanj, within the district of Tiring in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Jana Small Finance Bank Ltd |
| IFSC Code | JSFB0004840 |
| Branch | Jashipur |
| City | Mayurbhanj |
| District | Tiring |
| State | Odisha |
| Address | At-Jashipur,Po-Saroda Jashipur Via-Bahalada,Dist-Mayurbhanja,Pin-757054 |
These details are essential not only for online banking users but also for businesses and individuals who use Jana Small Finance Bank Ltd in Mayurbhanj for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JSFB0004840 for the Jashipur branch of Jana Small Finance Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Jana Small Finance Bank Ltd located in Jashipur, Mayurbhanj, Odisha, are given a unique IFSC like JSFB0004840 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mayurbhanj.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Mayurbhanj and Tiring.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Jana Small Finance Bank Ltd in Jashipur goes to the correct branch. This is important because Jana Small Finance Bank Ltd has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code JSFB0004840
The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Jana Small Finance Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jashipur in Mayurbhanj.
For example, the IFSC Code JSFB0004840 of Jana Small Finance Bank Ltd for the Jashipur branch includes these elements, identifying the bank and the branch location in Mayurbhanj and Odisha accurately.
How to Find IFSC Code for Jana Small Finance Bank Ltd?
If you are trying to find the IFSC Code JSFB0004840 of Jana Small Finance Bank Ltd for its Jashipur branch located in Mayurbhanj, the following methods can help:
Cheque Book
The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Jana Small Finance Bank Ltd branches in Mayurbhanj and Tiring, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Jashipur or Mayurbhanj to get the exact IFSC Code JSFB0004840.
Mobile Banking App
If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Mayurbhanj that will provide accurate information.
How to Use IFSC Code JSFB0004840 for Online Transfers?
Once you have the IFSC Code JSFB0004840 for the Jashipur branch of Jana Small Finance Bank Ltd in Mayurbhanj, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JSFB0004840. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004840.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Jana Small Finance Bank Ltd Jashipur in Mayurbhanj may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Jashipur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Jana Small Finance Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mayurbhanj manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JSFB0004840.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is At-Jashipur,Po-Saroda Jashipur Via-Bahalada,Dist-Mayurbhanja,Pin-757054 located in Mayurbhanj, Tiring, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.