IFSC Code of Jana Small Finance Bank Ltd, Rajabasa, Rajabasa, Odisha — JSFB0004920

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Jana Small Finance Bank Ltd for its Rajabasa branch in Mayur Bhanj, Rajabasa, Odisha, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Jana Small Finance Bank Ltd situated in Mayur Bhanj or anywhere in Odisha can easily transfer funds instantly by using the correct IFSC Code JSFB0004920. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Jana Small Finance Bank Ltd, Rajabasa, Mayur Bhanj

Below in the table are the key details related to IFSC Code JSFB0004920 of Jana Small Finance Bank Ltd for its branch located in Mayur Bhanj, within the district of Rajabasa in the state of Odisha.

These details are important not only for users using online banking but also for businesses and individuals who use Jana Small Finance Bank Ltd in Mayur Bhanj for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code JSFB0004920 for the Rajabasa branch of Jana Small Finance Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JSFB0004920 is given to every bank branch, including Jana Small Finance Bank Ltd located in Rajabasa, Mayur Bhanj, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Jana Small Finance Bank Ltd branch in Mayur Bhanj.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Mayur Bhanj and Rajabasa.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Jana Small Finance Bank Ltd in Rajabasa doesn't end up at another location.

Format of the IFSC Code JSFB0004920

The format of the IFSC Code for banks, including Jana Small Finance Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Jana Small Finance Bank Ltd, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rajabasa in Mayur Bhanj.

For example, the IFSC Code JSFB0004920 of Jana Small Finance Bank Ltd for the Rajabasa branch has these elements, identifying the bank and the branch location in Mayur Bhanj and Odisha correctly.

How to Find IFSC Code for Jana Small Finance Bank Ltd?

If you are trying to find the IFSC Code JSFB0004920 of Jana Small Finance Bank Ltd for its Rajabasa branch located in Mayur Bhanj, the following methods can help:

Cheque Book

The cheque books that are issued by Jana Small Finance Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Jana Small Finance Bank Ltd branches in Mayur Bhanj and Rajabasa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Jana Small Finance Bank Ltd and find the branch locator section. Search for Rajabasa or Mayur Bhanj to get the exact IFSC Code JSFB0004920.

Mobile Banking App

If you use Jana Small Finance Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Jana Small Finance Bank Ltd and Mayur Bhanj that will provide accurate information.

How to Use IFSC Code JSFB0004920 for Online Transfers?

Once you have the IFSC Code JSFB0004920 for the Rajabasa branch of Jana Small Finance Bank Ltd in Mayur Bhanj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code JSFB0004920. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Jana Small Finance Bank Ltd IFSC Code JSFB0004920.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Jana Small Finance Bank Ltd Rajabasa in Mayur Bhanj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Jana Small Finance Bank Ltd in Rajabasa, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Jana Small Finance Bank Ltd website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mayur Bhanj manage online transfers as well as cheque clearances with ease.